This article is excerpted from the latest report of Ali Research Institute "internet plus Research Report".

"the internet+The profound connotation of ".

Mark Wei Ze, the father of pervasive computing, said: The deepest technologies are those that are imperceptible, and these technologies weave themselves into daily life until you can’t find them. The Internet is such a technology, which is imperceptibly infiltrating into our lives. The so-called "internet plus" refers to the diffusion and application process of a set of information technologies (including mobile Internet, cloud computing, big data technology, etc.) based on the Internet in various sectors of economic and social life. As a General Purpose Technology, Internet, like power technology 100 years ago and steam engine technology 200 years ago, will have a huge, far-reaching and extensive impact on human economy and society.

The essence of "internet plus" is the online and data-based traditional industries. Regardless of online retail, online wholesale, cross-border e-commerce, fast taxi, and Taodian, the work sharing is to strive to achieve online transactions. Only when goods, people and trading behaviors migrate to the Internet can they be "online"; Only "online" can form "live" data that can be called and mined at any time. Online data is the most mobile and will not be confined to a certain department or enterprise as before. Online data can flow and exchange at the lowest cost between the upstream and downstream of the industry and the cooperative subjects at any time. Only when data flows can its value be maximized.

The premise of "internet plus" is the widespread installation of the Internet as an infrastructure. British evolutionary economist Carotta Perez believes that every major technological revolution has formed a technological-economic paradigm that is compatible with it. This process will go through two stages: the first stage is the rise of emerging industries and the extensive installation of new infrastructure; The second stage is the vigorous development and harvest of applications in all walks of life (20-30 years in each stage). This year marks the 21st anniversary of the Internet’s entry into China. Up to now, there are 650 million netizens and 500 million smartphone users in China. The progress of communication network and the wide installation of Internet, smart phones and smart chips in enterprises, people and objects have laid a solid foundation for the next stage of "internet plus".

The connotation of "internet plus" is fundamentally different from "informatization" in the traditional sense, or the Internet has redefined informatization. Before, we defined informatization as the process of continuous application and deepening of ICT technology. However, if the popularization and application of ICT technology do not release the fluidity of information and data and promote the extensive sharing and use of information/data across organizations and regions, there will be an "IT black hole" trap, and the benefits of informatization will be difficult to reflect. In the Internet era, informatization is returning to the essence of "information as the core". Internet is the infrastructure with the lowest information processing cost that human beings have seen so far. Internet has the characteristics of global openness, equality and transparency, which makes the huge potential of information/data suppressed in industrial society explode, transform it into huge productivity and become a new source of social wealth growth. For example, Taobao, as a commercial trading platform based on the Internet, has promoted the widespread circulation, sharing and docking of commodity supply-consumption demand data/information nationwide and globally: 1 billion commodities, 9 million merchants and more than 300 million consumers are connected in real time, forming a super online market, greatly promoting the efficiency and level of China’s circulation industry and releasing the potential of domestic consumption.

The Motivation of "internet plus":Cloud Computing, Big Data and New Division of Labor Network

The practice of "internet plus" has greatly changed the face of economy and society, and its inexhaustible power comes from three aspects: first, the formation of new information infrastructure; The second is the loosening of data resources; The third is the transformation of the division of labor based on the first two aspects. The source of internet plus’s power

　2.1Internet plus’s Infrastructure: Cloud Network.

The normal operation of economic and social activities depends on the supporting function of infrastructure. With the accelerated transformation of economic form from "industrial economy" to "information economy", the great changes in infrastructure are increasingly evident.

In just a few decades, the birth and popularization of "Internet" has been upgraded to "internet plus", a new revolutionary force, and the technological boundary has been constantly expanding, which has led to great changes in infrastructure. Only by vigorously improving the level of new information infrastructure can "internet plus" gain an inexhaustible source of power and show its power in economic and social development.

The new infrastructure that internet plus relies on can be summarized as "cloud, network and terminal".

"Cloud" refers to cloud computing and big data infrastructure. The further improvement of productivity and the innovation of business model all depend on the ability to use data, and cloud computing and big data infrastructure, like hydropower, open the door for users to use computing resources conveniently and at low cost.

The "network" not only includes the original "Internet", but also extends to the field of "Internet of Things". The carrying capacity of the network has been continuously improved and the added value has been continuously tapped.

"End" refers to personal computers, mobile devices, wearable devices, sensors and even applications in the form of software that users directly contact. "End" is the source of data and the interface of service provision.

The new information infrastructure is being superimposed on the original agricultural infrastructure (land, water conservancy facilities, etc.) and industrial infrastructure (transportation, energy, etc.), and it is playing an increasingly important role.

1. Strong breakthroughs in cloud computing and big data infrastructure.

In the construction of "cloud" (cloud computing, big data) infrastructure, represented by "Alibaba Cloud", China’s Internet companies have realized core technologies based on independent research and development to provide general cloud computing services. Whether it is in the advanced technology, safety and economy, it is in the leading position in the world, and it is a leader with Amazon and Google.

The construction of cloud computing and big data infrastructure in China is exerting great economic and social value;

Strengthened the professional provision level of computing resources and improved the production efficiency of enterprises;

Transform the "computer+software" model led by international IT giants, which originated from the "industrial economy", into the "cloud computing+data" model that adapts to the characteristics of the "information economy";

It has promoted the development of "Internet" (Internet of Things, mobile Internet and other technologies and industries) and incited China’s market potential and unlimited creativity in "end" (mobile devices and software applications);

It plays an increasingly important role in data storage, processing and analysis, thus becoming the nerve center of society, and working together with the Internet of Things and the mobile Internet to create system-level intelligence;

Breaking the monopoly of large enterprises in computing power, thus becoming a hotbed of innovation and entrepreneurship for small and medium-sized enterprises in this era;

Promote traditional enterprises to embrace the Internet and accelerate the transformation of traditional industries;

Strengthened the efficiency of government affairs and improved the ability of social governance;

The development of "cloud computing" technology with independent intellectual property rights has safeguarded national economic security;

Help to reduce energy consumption and help sustainable development.

2. Rapid penetration of Internet and Internet of Things infrastructure.

According to the 34th Statistical Report of China’s Internet Development by China Internet Network Information Center (CNNIC), as of June 2014, the number of Internet users in China reached 632 million, including 527 million mobile phone users, and the Internet penetration rate reached 46.9%.

The Internet of Things is to equip sensors to various real objects, connect them through the Internet, and then run specific programs to achieve remote control or direct communication between things. Radio frequency identification tags (RFID), sensors, two-dimensional codes, etc., are connected with wireless networks through interfaces, thus giving objects "intelligence", which can realize communication and dialogue between people and objects, as well as between objects. Supported by the emerging "cloud computing, big data" services, the development of the Internet of Things will enhance the problem of lack of capacity in data storage, processing and analysis in the past and glow with new vitality. According to IDC research report, the global Internet of Things solution market will grow from $1.9 billion in 2013 to $7.1 billion in 2020. The global installed capacity of the Internet of Things will grow at a compound annual rate of 17.5% from 2013 to 2020, reaching 212 billion units.

3. Smart terminals and APP software applications have sprung up everywhere.

With the help of cloud computing, big data facilities and application software services, user equipment represented by intelligent terminals is becoming an important source of big data collection and an important interface for service provision.

China has become the absolute dominant force in the growth of global smart terminals, and has led the intelligent evolution of the global mobile market. In 2012, China shipped 258 million smartphones, accounting for more than one third of the world’s total, and the growth rate of 167% far exceeded the global level, surpassing the sum of all previous years in one fell swoop. In 2013, China’s smartphone shipments reached 423 million units, and its global share contribution approached 50%. In the second quarter of 2012, the share of smart phones in China exceeded that of feature phones by 52%, leading the world to complete the historical replacement for a whole year (the world surpassed 50% for the first time in the second quarter of 2013 to reach 52%), and by the fourth quarter of 2013, the proportion of smart phones newly shipped in China had reached 75%.

With the intelligent terminal as the access interface, Internet content has gradually changed from a web page dominated by portal websites to colorful APP applications. APP applications are more supported by cloud computing services, and driven by rich data in the background, the threshold for development and release is lowered, and creativity is greatly stimulated. By the end of 2013, the download scale of Apple App Store and Google Play applications both reached 50 billion times, and the application scale both exceeded 1 million. Tencent, Ali, Baidu and other companies are trying to build a super APP platform in their core application fields by deeply exploring the capabilities of mobile instant messaging, mobile payment and maps.

4. The main body of infrastructure investment turns.

With the rapid popularization of mobile Internet, who brought this kind of infrastructure investment? The answer is hundreds of millions of ordinary users. There are 632 million netizens in China, 83.4% of whom use mobile Internet (CNNIC’s data as of June 2014). According to the 1000 yuan of each mobile phone and the replacement of a mobile phone every two years, people’s investment in mobile devices is huge, which can reach the trillion level in a few years. Similarly, cloud computing infrastructure is also built and operated by private enterprises such as Alibaba, Tencent, Baidu, etc., and it is in the forefront of the world in terms of user scale and technical level.

In this way, the investment in new infrastructure will be dominated by the government or large state-owned enterprises in the past, and gradually turn to private enterprises and individuals. Due to the change of investment subject, the service mode and control right have also changed significantly. Private enterprises engaged in infrastructure services must continue to innovate to expand their scale and obtain potential benefits. The consumer’s dominance is enhanced, and "voting" with the equipment in his hand directly determines the life and death of the enterprise. Therefore, the governance mode of information economy will also change from the original centralized control to relying on mass innovation and common governance.

2.2 "internet plus" new factors of production: data

The activities of human society are directly related to the creation, transmission and use of information (data). The continuous breakthrough of information technology is to gradually break the tight coupling relationship between information (data) and other elements and enhance its mobility, so as to enhance the scope and value of use, and ultimately improve the operational efficiency of economy and society.

Information (data) has become an independent factor of production. After nearly half a century of informatization, the extraordinary development of information technology has contributed to the explosive growth of information (data) volume and processing capacity, and human economy and society have also entered the "big data era".

In December 2012, IDC released the research report "Digital Universe in 2020: Big Data, Greater Digital Shadow and the Fastest Growth in the Far East". The digital universe is a measure of all digital data generated, copied and utilized all over the world in one year. From 2013 to 2020, the size of the digital universe will double every two years. In 2012, China’s total data volume accounted for 13% of the world, and it will increase to 21% by 2020.

As mentioned above, in addition to driving business as an essential component (namely, Data-Driven Application, such as financial transaction data and e-commerce transaction data), the development of Data Products (namely, data product, which creates new value through the expansion of data usage, such as accurate online advertising) has opened up a new source for grabbing data wealth. The accumulation, exchange, analysis and application of massive data in the economic field have produced unprecedented insights and knowledge, greatly promoted the improvement of production efficiency, and provided extraordinary power for fully tapping the value of data elements.

2.3 "internet plus" division of labor system: large-scale social collaboration.

The construction of information infrastructure and the improvement of capacity have accelerated the penetration of information (data) elements in various industrial sectors, directly promoted the significant reduction of product production and transaction costs, thus profoundly affecting the economic form.

The information technology revolution provides necessary, cheap and efficient information tools for division of labor and cooperation, and also changes consumers’ information ability. Their roles, behaviors and strengths are undergoing fundamental changes: from being ignorant to being well informed, from being scattered and isolated to group interaction, from passive acceptance to active participation, consumers’ potential diversified needs are stimulated, and this major change is taking place in the market environment.

The pattern of production and consumption centered on enterprises has changed into a brand-new pattern centered on consumers. The business strategy of customer-oriented and demand-oriented forces the organizational form of enterprises to change accordingly. New forms of division of labor and cooperation began to emerge.

"Small but beautiful" is the normal state of enterprises: because of saving information costs and reducing transaction costs, outsourcing and other methods are more convenient, enterprises do not have to maintain a huge and bloated organizational structure, inefficient and redundant value chain links will die out, while new high-efficiency value links will rise, organizational boundaries will shrink, and small enterprises will become the mainstream.

Production and consumption are more integrated: as a flexible resource, information (data) shortens the circuitous and inefficient production chain, promotes the rise of C2B mode, and production and consumption will be more integrated.

Real-time collaboration is the mainstream: the improvement of technical means, the acceleration of information (data) opening and flow, and the corresponding changes in production process and organization. The production style has changed from the typical linear control of "industrial economy" to the real-time collaboration of "information economy".

More diversified employment channels: information technology provides the possibility of flexible working methods, and the employment situation is diversified. Under the condition of "information economy", due to the lower threshold of communication and cooperation, the improvement of evaluation and credit system, the value of professional skills is further highlighted, personal ability can be fully exerted, and the flexibility of employment is further improved. The younger generation can fully arrange their own time and work place through the internet and outsourcing, and provide services for many enterprises, such as translation, design, customer service, etc. The employment methods and organizational forms of enterprises, people’s employment methods and income structure will all change.

To sum up, the new information infrastructure ("cloud+network+terminal"), new production factors (big data) and new division of labor network (large-scale, socialized new division of labor form) have provided inexhaustible power for the release of "internet plus" energy, reflecting the strong force of "information technology revolution and institutional innovation" to promote "productivity jump". The "internet plus" action will aim at consolidating the new information infrastructure, upgrading the original industrial and agricultural infrastructure, innovating the Internet economy and infiltrating traditional industries, thus opening up a new path for China’s economic transformation and growth.

　　Xinhua News Agency, Hong Kong, June 10th Title: Decoding the gold content of the word "Hong Kong SAR"

　　Xinhua News Agency reporter Zheng Xin

　　The Greater Bay Area Special Administrative Region (HKSAR), which is about to celebrate its 25th birthday, has many advantages besides its fascinating scenery and culture: the world’s freest economy, the world’s largest offshore RMB business center, Guangdong-Hong Kong-Macao Greater Bay Area, which is the fastest growing among the four cities in the world, and the "hometown of longevity" with the highest average life expectancy in the world & HELIP; …

　　There are also organizations with a keen sense of smell that love the Hong Kong SAR: more than three-quarters of the world’s top 100 banks have set up branches in Hong Kong, and 15 of the world’s 20 largest private equity funds have set up branches in Hong Kong, many of which are regional headquarters.

　　The data of "topping the list" reflects the gold content of the word "Hong Kong SAR".

　　This is the freest economy in the world. Since 1997, Hong Kong has been awarded this honor for 25 consecutive years. Hong Kong continues to rank first in "freedom of international trade" and "regulation" among the five major evaluation items in the 2021 Annual Report of World Economic Freedom by the Fraser Institute of Canada.

　　This is the first financial center in Asia. Hongkong, new york and London are also called "Port of Newland". In the latest Global Financial Center Index released by Z/Yen Group and China (Shenzhen) Comprehensive Development Research Institute this year, Hong Kong’s overall ranking remains the third in the world.

　　There is also the first talent competitiveness in Asia. According to the IMD World Talent Competitiveness Report 2021 published by the International Institute for Management Development in Lausanne, Switzerland, Hong Kong ranks first in Asia, up three places from last year.

　　There are still many areas in which Hong Kong ranks among the best. In the past two years, many authoritative international organizations and publications have honored the Hong Kong Special Administrative Region, including but not limited to: ranking first in the global financial system, ranking first in the environment of initial public offering and corporate mergers and acquisitions, ranking first in the global business environment for five consecutive years, and ranking first in the world in infrastructure safety.

　　Since the return of Hong Kong, the practice of "one country, two systems" in Hong Kong has achieved universally recognized success, despite various challenges such as the Asian financial turmoil, the attack of severe acute respiratory syndrome (SARS), the global financial crisis, the "legislation revision storm" and the COVID-19 epidemic.

　　In 1997, Hong Kong’s GDP was 1.37 trillion Hong Kong dollars, and its per capita GDP was 192,000 Hong Kong dollars. By 2021, Hong Kong’s GDP was 2.86 trillion Hong Kong dollars, and its per capita GDP exceeded 380,000 Hong Kong dollars. The number of companies listed on the Hong Kong Stock Exchange has increased from 619 in 1997 to more than 2,500 now. At the end of 2021, Hong Kong’s foreign exchange reserves were close to 500 billion US dollars, more than five times that of the end of 1997 … …

　　Under "one country, two systems", the Hong Kong Special Administrative Region has maintained its original capitalist system and enjoyed unique business advantages. The Basic Law of Hong Kong protects private property and foreign investment, stipulates that Hong Kong will not implement foreign exchange control, maintain its status as a free port, guarantee the free movement of goods, property and capital, and stipulate that Hong Kong is a separate customs territory. The Basic Law also expressly guarantees the judicial independence of the SAR, the continued application of the common law and the basic rights of Hong Kong people.

　　Reunification brings new opportunities to Hong Kong. Through CEPA series of agreements and multi-level regional cooperation platforms, Hong Kong has expanded the mainland market, continued to attract international capital to invest in the mainland through Hong Kong, and at the same time helped mainland products and services to go global, and served as a testing ground for national financial opening, from which it gained more development space.

　　Since the reunification, the scope of economic and trade cooperation between Hong Kong and the Mainland has been continuously expanded, the level has been improved, and the convergence point of interests has been continuously expanded: the Mainland is Hong Kong’s largest export market and import source, while Hong Kong has long been the largest source of foreign direct investment and overseas financing platform in the Mainland, and has also become the largest overseas investment destination in the Mainland.

　　This is the largest offshore RMB business center in the world. The balance of RMB deposits in Hong Kong increased by nearly 133 times from 6.298 billion yuan at the end of May 2004 to 841.9 billion yuan at the end of April 2022, and more than 70% of offshore RMB payments in the world were handled by Hong Kong.

　　It is also a two-way service platform for the country to "bring in" and "go out" and an important offshore fund-raising center for China enterprises. By April 2022, there were 1,370 mainland enterprises listed in Hong Kong, accounting for 53.3% of the total number of companies listed on the Hong Kong Stock Exchange and 77.7% of the total market value of Hong Kong stocks.

　　For Hong Kong, "one country, two systems" is the greatest advantage, and the implementation of national strategies such as the "Belt and Road Initiative" and the construction of Guangdong-Hong Kong-Macao Greater Bay Area is a new major opportunity. If the reform and opening up in the Mainland has given Hong Kong a wing, the construction of Guangdong-Hong Kong-Macao Greater Bay Area has given Hong Kong another wing.

　　Greater Bay Area urban agglomeration consisting of Hongkong, Macau and nine Pearl River Delta cities is one of the largest and most competitive Bay Areas in the world. Compared with San Francisco Bay Area, new york Bay Area and Tokyo Bay Area, Guangdong-Hong Kong-Macao Greater Bay Area ranks first among the four Greater Bay Area areas in the world in terms of GDP growth rate, soil storage area and population size.

　　Hong Kong has achieved a major turning point from chaos to governance, and is in a critical period from governance to prosperity. People expect Hong Kong to give full play to its unique advantages, better integrate into the overall situation of national development, maintain long-term prosperity and stability, and constantly increase the gold content of the "Hong Kong Special Administrative Region" brand.

　　It is foreseeable that the advantages of the Hong Kong Special Administrative Region’s "standing alone in the world" will increase in the future. The outline of the 14th Five-Year Plan has clearly stated that it will, as always, support Hong Kong to upgrade its position as an international financial, shipping and trade center, strengthen Hong Kong as a global offshore RMB business hub, an international asset management center and a risk management center, support Hong Kong to upgrade its position as an international aviation hub, support Hong Kong to build an international innovation and technology center and a regional intellectual property trade center, and support Hong Kong to develop a cultural and artistic exchange center between China and foreign countries … …

　　Li Jiachao, the sixth Chief Executive of the Hong Kong Special Administrative Region, stressed after his election that the new SAR government should make good use of the advantages of the "one country, two systems" system, fully integrate into the overall situation of national development, deeply participate in the construction of Guangdong-Hong Kong-Macao Greater Bay Area and catch the express train of economic development.

　　As the theme song "Before" released by the Hong Kong SAR Government to celebrate the 25th anniversary of Hong Kong’s return to the motherland sings: "In the face of this opportunity and hope, exercise well … … The dreamer set off from the starting line and crossed the line under the Lion Mountain … …”

　　Along the way, the Hong Kong SAR is telling the world with its long-term prosperity and stability: for 25 years, Huayan is a bauhinia, and looking forward to the future, Hong Kong will definitely win!

　　China Overseas Chinese Network June 26th Title: Gospel of Overseas Party! "No cash payment" and "second tax refund" attack, with overseas payment strategy!

　　Are you living overseas, or you want to travel abroad, you can’t help buying in buy buy?

　　Credit card, Alipay, WeChat payment … Now there is good news from overseas payment, keep up!

　　Alipay and WeChat are also easy to use overseas.

　　Nowadays, Alipay and WeChat payment let everyone "travel around the world without a wallet" and gradually become a reality. Currently:

　　Wechat: Wechat payment has landed in 12 countries and regions, and supports direct settlement in 11 currencies.

　　Alipay: Alipay has landed in 26 countries and regions and accessed more than 120,000 offline merchant stores. At the same time, Uber and Grab taxi services are supported in 70 countries and regions around the world, and consumption tax rebate services are provided in 23 countries.

　　Among them, the application for payment license of WeChat payment in Malaysia has been passed, which means that once it is implemented, Malaysian users can directly bind their bank accounts to WeChat payment, and can directly use ringgit to make payment when purchasing goods and services ~

　　Some overseas Chinese may have to ask, WeChat needs to provide domestic ID cards and bank cards to open WeChat wallets, which has stopped many overseas Chinese who do not have the above information.

　　But! Xiaoqiao tells you that in fact, WeChat has already announced that it allows users to bind overseas Visa, MasterCard or JCB credit cards. Although it can only be used for consumption, it can already meet the needs of overseas Chinese.

　　The specific steps for binding WeChat international payment credit card are as follows:

　　Method 1: Go to WeChat → "My Wallet" or "Wallet" → Wallet → Add an international credit card to be bound.

　　Method 2: In the shopping process, according to the prompts on the shopping page, enter the page of card binding and payment (enter the card number → fill in the card binding information → set the payment password → pay successfully → bind successfully).

　　At present, WeChat offers two mobile payment options:

　　1. For users who use Chinese mainland bank cards, at present, WeChat Pay and TenPay support the binding of savings cards and credit cards of mainland residents’ ID cards, passports, Hong Kong and Macao home visits cards and Taiwan compatriots’ cards.

　　2. For users who use non-mainland bank cards, non-mainland users can use WeChat to pay by binding Visa, Master and JCB international credit cards through conventional card binding methods.

　　This kind only supports consumption scenarios for the time being, and its scope of use includes WeChat wallet Jiugongge merchants and cooperative brands in the fields of e-commerce, O2O, travel and travel.

　　The second tax rebate is coming!

　　In tourist-intensive areas, Alipay provides real-time tax refund service for airports, including Incheon Airport and Gimpo Airport in South Korea, Changi Airport in Singapore, and major city airports in Germany, Italy, Finland, Spain, Netherlands, Sweden, Switzerland, Denmark and Norway.

　　Tencent Tax Refund WeChat applet has covered 26 countries and regions such as South Korea, Germany, Italy, Greece and Finland, and supports real-time tax refund at 77 airports around the world. Including urban reservation tax refund, airport real-time tax refund and return tax refund.

　　Please accept this detailed strategy of Tencent Tax Refund Pass:

　　1. WeChat scan code

　　When handling tax refund at the airport, users only need to fill out the tax refund form and stamp it at the airport customs, then go to the tax refund counter at the airport to scan the "Tencent Tax Refund Pass" applet and show the tax refund QR code, and the tax refund will be deposited in the change of WeChat wallet in RMB.

　　2. Urban reservation

　　Users can pre-examine the tax refund form and register the payment method at the reservation point set up by the tax refund company in downtown area, so as to quickly pass the machine verification when leaving the country and collect the money immediately.

　　3. Tax refund for returning to China

　　If the tax refund formalities cannot be handled in time overseas, as long as the user has the tax refund document in his hand and completes the customs seal, it can be mailed by SF Express for free, and finally the corresponding tax refund will be directly returned to WeChat wallet.

　　Other ways

　　There are two types of cross-border payment methods. One is online payment, including various electronic account payment methods and international credit cards; The other is the offline remittance mode.

　　First, online cross-border payment methods

　　1. Credit card collection

　　2. Paypal

　　3.Cashpay

　　4.Moneybookers

　　5. Payoneer

　　And so on……

　　Second, offline cross-border payment methods

　　1. telegraphic transfer

　　2. Western Union remittance

　　3. MoneyGram

　　And so on……

　　For example, China UnionPay is expanding its business in Africa. At present, 50 countries and regions in Africa have accepted UnionPay cards, including South Africa, Kenya, Mauritius, Seychelles, Uganda, Morocco and other places.

　　In the popular countries where China tourists travel abroad, such as Egypt, not only almost all ATMs support UnionPay card withdrawals, but also nearly half of POS terminals can accept UnionPay cards.

　　Pay attention to credit card theft

　　Zhu, who graduated from Southern University of California, was in the process of booking a plane ticket hotel for the whole family to come to the United States with a credit card, but unexpectedly, six strokes were stolen and more than 1,000 dollars were spent.

　　It turned out that his China credit card failed to be updated into a chip card or a magnetic stripe card in time, and its duplicate system was much simpler than that of a chip card.

　　So, if you still have a magnetic stripe card that is easy to copy, change it quickly! Change it quickly! Change it quickly! Say the important things three times!

　　Having said that, some overseas Chinese may feel glad that all my credit cards are used overseas. I would like to remind everyone here that overseas credit cards are often forged, and they are easy to operate!

　　Through careful investigation, the Criminal Investigation Brigade of the Public Security Bureau of Ruijin City, Jiangxi Province successfully destroyed a criminal gang that stole cash from domestic ATMs by forging overseas bank cards.

　　What are the common card theft traps?

　　1. Free Wi-Fi

　　Some people have stolen credit cards after connecting to public free WiFi. Unless the merchants explicitly inform them, WiFi without passwords in public places is likely to be used by criminals for "fishing".

　　2. Gift QR code

　　Some criminals can encourage users to scan the code in the name of "scanning the code to give gifts" by forging the QR code, and then steal the bank card information in the mobile phone. Therefore, do not easily scan the QR code from unknown sources!

　　What if the credit card is stolen?

　　1. Go to the nearest ATM or merchant for cash withdrawal or consumption at the first time. The amount does not need to be large, but you should keep the receipt for consumption to prove that the credit card is still with you.

　　2. Call the issuing bank immediately to apply for freezing the credit card. Most bank credit card loss protection clauses can only compensate the loss 48 hours before the user reports the loss, so we must hurry.

　　3. Find out the business information of the stolen brush records, and contact the businesses related to the stolen brush consumption records for investigation. If necessary, you can report to the local public security organ.

　　(Source: China Overseas Chinese Network official WeChat, Author: Zhou Ganxian, ID: qiaowangzhongguo)

Produced by Phoenix Net New Vision

Author | Su Mu

Edit | Ren Qing

Core tip:

1.The pressure on Xiaomi’s mobile phone business in the first quarter was more affected by objective factors such as low-end chip gap, geopolitics in Europe and repeated domestic epidemics.. Hu Qimu, chief researcher of Sinosteel Economic Research Institute, believes that despite the repeated epidemic and the situation in Europe, the income from Xiaomi’s main business has not changed much.

2. In terms of market share, Xiaomi’s mobile phone business is basically stable, and the strategic effect of high-end mobile phones has begun to appear. Canalys data shows that in the first quarter of 2022, Xiaomi mobile phone ranked third in the world, and the domestic market also ranked in the top five. The domestic smartphone market share in the price range of 4,000-6,000 yuan ranks first among Android smartphone manufacturers.

3. Xiaomi IoT and consumer goods are growing well. In the first quarter, the revenue of Xiaomi’s IoT and consumer goods business was 19.477 billion yuan, up 6.8% year-on-year, and the gross profit margin was as high as 15.6%, which was the highest in a single quarter.Around smart phones, Xiaomi’s AIoT business can build a more perfect intelligent life experience, which is the most imaginative part of Xiaomi’s future development.

four.The scale of users is the moat of Internet services. In the first quarter, the monthly activities of Xiaomi MIUI and the number of smart TVs exceeded 500 million and 50 million respectively. With the ecological development of Xiaomi, the hardware advantages and huge user base may become the reversal point of Xiaomi.

After the close of trading on May 19, 2022, Xiaomi Group (1810.HK) released its financial report for the first quarter of 2022, achieving revenue of 73.352 billion yuan; The adjusted net profit was 2.859 billion yuan.

This is a performance that doesn’t look very bright. Under the influence of objective factors such as the shortage of core components, the repeated COVID-19 epidemic and the turmoil in the international situation, Xiaomi’s revenue and net profit decreased in line with market expectations.

Due to the bad news in the previous period, after the disclosure of Xiaomi Q1 financial report, the share price rebounded the next day, rising by 6%, with a turnover of HK$ 1.535 billion.

Compared with the short-term performance fluctuation of Xiaomi, the market pays more attention to the long-term value conveyed by this financial report. The day after the financial report was released, 42 analysts from Bloomberg gave Xiaomi a "buy" rating.

Although the mobile phone business is still the most important business of Xiaomi for a long time, Xiaomi does not want to define itself as a mobile phone manufacturer, but also wants to become a service provider in the fields of smart home integration and artificial intelligence Internet of Things.

This is Xiaomi’s "open plan", which gains customers through hardware sales such as mobile phones. In Lei Jun’s words, it is "making friends", and then it is realized through Internet services and IoT and consumer goods sales.

Regarding Xiaomi’s performance and future expectations this quarter, Hu Qimu, chief researcher of Sinosteel Economic Research Institute, and many other industry experts said in an interview with Phoenix Net Technology that Xiaomi’s main business income has not changed much, and there are many growth highlights in high-end strategy, AIoT and overseas business.Short-term fluctuations do not affect long-term value.

Xiaomi’s high-end strategy has achieved results.

Xiaomi’s revenue is mainly divided into three parts, namely smart phones, IoT and consumer goods, and Internet services. In the first quarter of 2022, Xiaomi’s total revenue reached 73.4 billion yuan. From the perspective of revenue structure, the proportion of these three major businesses has not changed much. The smartphone business achieved revenue of 45.8 billion yuan, and the revenue still accounted for more than 60%.

However, the Xiaomi smartphone business is under pressure. In the first quarter of 2021, the shipment of Xiaomi smartphones was 49.4 million units, while in the first quarter of 2022, the shipment of Xiaomi smartphones was only 38.5 million units, which sold more than 10 million units less than the previous quarter and decreased by 22.1% year-on-year.

In this regard, Liu Jingzhao, an overseas team analyst of CITIC Jiantou, told Phoenix Net Technology.The pressure on Xiaomi’s mobile phone business in the first quarter was more affected by objective factors such as low-end chip gap, geopolitics in Europe and repeated domestic epidemics..

At the earnings conference call, Wang Xiang, president of Xiaomi Group, also said that the epidemic had an impact on Xiaomi’s production, sales, logistics and offline stores. At the same time, there was a shortage of low-end chips in the first quarter, which also affected mobile phone sales to some extent. Wang Xiang revealed that the shortage of mobile phones caused by the lack of low-end chips is about 10 million.

The sluggish mobile phone market is a common problem in the industry.. According to Canalys data, in the first quarter of 2022, global smartphone shipments reached 311.2 million units, down 11% year-on-year. Chinese mainland’s smartphone market continued to lag behind the global market, with only 75.6 million units shipped, down 18% year-on-year and 13% quarter-on-quarter.

Not only the mobile phone market, but also the entire consumer market has been affected by the short-term impact of the epidemic, and consumer demand has dropped significantly. Fu Jiaqi, statistician of the Department of Foreign Trade and Economic Cooperation of the National Bureau of Statistics, said that the expansion of household consumption scale and the upgrading of consumption structure will not change. With the effectiveness of epidemic prevention and control, consumer demand will continue to be released.The consumer market is expected to continue to resume growth..

Although the domestic market environment is bleak, Xiaomi’s mobile phone business benefited from the high-end strategy and overseas market efforts, which offset the decline in revenue caused by the supply gap of low-end machines.

Hu Qimu, chief researcher of Sinosteel Economic Research Institute, told Phoenix Net Technology.Although the repeated epidemic and the situation in Europe have disrupted the mobile phone supply chain, raised costs and suppressed shipments, Xiaomi is not yet hurt, and the income from its main business has not changed much..

In terms of market share, Xiaomi’s mobile phone business is basically stable.. Canalys data shows that in the first quarter of 2022, Xiaomi mobile phone ranked third in the world, and the domestic market also ranked in the top five.

The effect of Xiaomi’s high-end strategy has also begun to appear.The global shipment of high-end smartphones with a domestic price of more than 3,000 yuan and a foreign price of more than 300 euros is nearly 4 million units, which directly drives ASP to increase by 14.1% year-on-year, ranking first among Android smartphone manufacturers in the smartphone market share of 4,000-6,000 yuan.

On May 23rd, Xiaomi Guanxuan cooperated deeply with Leica, a famous German camera brand, saying that they would devote themselves to the exploration in the field of mobile phone imaging, saying that the two sides would focus their technology and R&D teams together to jointly explore breakthrough and innovative solutions in the mobile field. This is also Xiaomi’s efforts in mobile photography again after the establishment of the mobile movie studio. The accumulation of Xiaomi image in hardware has reached a certain height in recent years. This strategic cooperation with Leica can be said to be a further "critical moment" for Xiaomi’s high-end strategy.

Xiaomi’s core competitiveness is ecology.

Compared with the pressure on the mobile phone business, Xiaomi’s IoT and consumer goods grew well in the first quarter. In the first quarter, the revenue of Xiaomi IoT and consumer goods business was 19.477 billion yuan, up 6.8% year-on-year, accounting for 26.6% of the total revenue, and the gross profit margin was as high as 15.6%.Set a record high in a single quarter..

Hu Qimu, chief researcher of Sinosteel Economic Research Institute, told Phoenix Net Technology.Global mobile phone shipments have been declining since 2016, and there is not much room for growth in this market.The increment must come from Xiaomi’s IoT ecology and new retail..

"In fact, all mobile phone brands will take this route in the future. Because in the Internet of Things era, the mobile phone is only one of the terminals.Internet integration and service ability behind intelligent terminals are the core competitiveness of enterprises.. Hu Qimu said, "The industrial chain in the field of Internet of Things is very broad. From hardware such as chips, sensors and intelligent terminals to software such as systems and platforms to integrated services, many enterprises only do part of it.Xiaomi is one of the few enterprises with ecological ability.. "

The core competitiveness of Xiaomi lies in ecology.Yan Jinhua, a researcher at the Digital Economy Research Center of Zhongjing, told Phoenix Net Technology that on the one hand, the Xiaomi ecological chain is open, free to come and go, and full of competition, and a market-based elimination mechanism has been established to ensure the continuous improvement of the product strength of ecological partners; On the other hand, the unique advantages of Xiaomi’s business model enable partners to empower each other and save the loss of each link through intensive expenses.It has strong economies of scale..

Since 2018, in order to adapt to the rapid development of the IoT industry, Xiaomi has proposed "AI+IoT" and "All in IoT" to "Mobile Phone+AIoT" and then to "Mobile Phone XIAOT".

In Lei Jun’s plan, the core business of mobile phones and the ecological layout of AIoT are "equations that can cause the transformation of quality and energy". Mobile phone is always the core business of Xiaomi, which is related to the success or failure of Xiaomi’s business and the cornerstone of Xiaomi’s business model. The core strategy of "mobile phone ×AIoT" emphasizes multiplication effect, making AIoT ecology a catalytic combustion improver for mobile phone business and a moat for Xiaomi business model.

From the perspective of the industry, the core driving force of IoT is closely related to the changes in social consumption structure. With the post-90s and post-00s stepping into the society and family life, the age of social consumption structure has changed, and the consumption concept driven by these young people will lead to the rise of a number of IoT industries.

Liu Jingzhao, an overseas team analyst of CITIC Jiantou, believes that the long-term development of the IoT industry has two major directions: one is 2B, such as deeper cooperation with hotels, shopping malls and real estate companies; The other is the whole house intelligence. Nowadays, young people want to decorate their houses with intelligent hardware products with central control. Driven by these two directions,The IoT industry has long-term and sustainable growth capabilities..

Liu Jingzhao analyzed, "In the short term, the IoT industry will be very flexible, and there will be an influx of fresh blood; But in the medium and long term, with the continuous maturity of technology, the importance of ecology will certainly be reflected. For example, we will continue to add smart homes at home, but we certainly don’t want to install an APP for sweeping robots, air conditioners and washing machines, but we prefer to control them through a central control platform. theseThe end of small household appliances enterprises must join a certain ecology.. At present, there are very few enterprises that can do ecology, only a few such as Xiaomi, Huawei and Baidu. "

Thanks to the collaborative strategy of mobile phones and AIoT, as of March 31, 2022, the number of Xiaomi AIoT connected devices (excluding smartphones, tablets and laptops) reached 478 million, a year-on-year increase of 36.2%. The number of users with five or more devices connected to Xiaomi AIoT platform reached 9.5 million, up 38.7% year-on-year. In March 2022, the number of monthly users of Xiaoai classmates increased by 23.9% year-on-year to 115 million, and the number of monthly users of Mijia App increased by 33.8% year-on-year to 65.8 million.

Around smart phones, Xiaomi’s AIoT business can build a more perfect intelligent life experience, which is the most imaginative part of Xiaomi’s future development.

The number of monthly MIUI users exceeded 500 million, up 100 million year-on-year.

The biggest advantage of Xiaomi is that it occupies the hardware traffic entrance. While major Internet companies are dealing with new policies on data security and personal information protection, online advertising business has been affected by rectification, butWith the advantage of hardware, Xiaomi has achieved a wave of rapid growth against the trend, which shows how solid the hardware foundation of Xiaomi is.

The financial report shows that Xiaomi’s Internet service business has maintained steady growth. In the first quarter, Xiaomi’s Internet service revenue reached 7.113 billion yuan, up 8.2% year-on-year, accounting for 9.7% of the total revenue, up 1.2% over the same period in 2021.

It is worth noting that Xiaomi’s overseas Internet business is the fastest growing. In Q1, 2022, Xiaomi’s overseas Internet business revenue reached RMB 1.6 billion, up 71.1% year-on-year, and its share in the overall Internet service revenue continued to rise to 21.9%, a record high.

Yan Jinhua, a macroeconomic researcher at the China Economics Digital Economy Research Center, told Phoenix Net Technology that Xiaomi’s overseas business will inevitably surpass its domestic business in the future. The orderly expansion of overseas markets can not only meet the needs of domestic industrial structure optimization and upgrading, but also open up the demand of high-quality users to grow in the blue ocean, open up the customization of high-end Internet service products in Europe, establish mobile phones and advertising and game business lines in Southeast Asia and Latin America, and Xiaomi’s international business product line will become more and more clear.

In addition, as of March 2022, the number of monthly active users of Xiaomi’s global MIUI reached 529 million.An increase of 104 million year-on-year. Chinese mainland MIUI has 136 million monthly active users, up 17 million year-on-year. The number of monthly users of MIUI in China has increased month-on-month for six consecutive quarters.

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Tengshi D9, an exciting luxury new energy MPV, is really the "leader" in the MPV market. Do you know that?/You know what? It has dominated the MPV luxury market in China for a long time, and it is a veritable "king" level! However, Tengshi D9 will not stop at the same place. Recently, it has undergone another "super evolution"-OTA upgrade! This upgrade, starting directly from the pain points of your daily car, has done a lot of practical "extra points" to let you experience an unprecedented sense of luxury travel.

For example, its new "sentry mode" and "clairvoyance" functions are simply the patron saint of car owners! Through remote real-time monitoring, your car is like an "iron man" guarded by 360 degrees, and you can feel at ease no matter where you are. Let’s talk about other 13 new functions and 10 optimization functions, such as adding a full-time wakeup-free function for the main driver, which can execute the vehicle control instructions without waking up, greatly improving the fluency and bringing a better new car experience; It also optimizes the intelligent voice wake-up reply language, increases the diversity of replies, and becomes a travel assistant who knows you better. Basically, every item is to make your car life more comfortable, smarter and safer.

Tengshi D9 has been constantly evolving, giving you an all-round MPV that can not only meet daily needs, but also bring super enjoyment. Whether it is a business reception or a family outing, Tengshi D9 can easily cope with it, bringing you a space and intelligent experience like a "luxury flat floor". This is the true choice for high-end travel!

A major revolutionary historical theme starring Hou Jingjian, Zhang Bo, Wang Weizhi and Xu Xiaosa, directed by Song YemingThe TV drama "Avenue Salary" will premiere on the main station CCTV’s prime time set tonight!

　　The whole play shows the course of the older generation of revolutionaries represented by Mao Zedong from 1931 to 1935 through investigation and deep thinking, creatively combining Marxism with the specific reality of the Chinese revolution, and exploring the path of the Chinese revolution.

　　The broadcast of the TV drama "Avenue Fuhuo" is of great significance for inheriting the red gene, continuing the red blood, and inspiring the majority of party members to not forget their original intentions, keep their mission in mind, and work hard to achieve the great rejuvenation of the Chinese nation.

Lock CCTV-1 prime time tonight

Stay tuned for "Avenue Fuhuo"!

The new electric compact SUV 5 is currently in the pre-sale stage, with the price range of 159,800 yuan to 229,800 yuan, and will be officially listed on November 17. Zhidian Travel obtained a set of promotional materials and information of EV5. The new car offers two power versions of single motor and dual motor, and is equipped with 88.1kW·h battery pack, with a maximum battery life of 720km.

According to Kia dealers, at this stage, booking a car can enjoy 6 times the deposit expansion policy, boutique gift packages, mall points dividends and other benefits, with a comprehensive value of about 10,000 yuan.

The front face of EV5 is equipped with a brand-new digital tiger roar design, and the B-pillar-free door-to-door and rotary seat do not appear in the production model, but adopt the traditional door-opening method to provide a 2+3 seat layout. The new car provides a zero-gravity seat, a 67L front trunk, a rear folding table (right side) and a central drawer-type heating and cooling incubator (4L).

EV5 is built based on KIA’s global modular electric vehicle platform E-P, equipped with an 800V high-voltage ultra-fast charging system, a permanent magnet synchronous motor with a maximum power of 160kW, and a peak torque of 310 N m. It is also equipped with a lithium iron phosphate battery produced by Xiangyang Foday Battery Co., Ltd..

The new car is equipped with L2+ intelligent driving assistance system, 2nd generation expressway driving assistance system, 2nd generation remote control intelligent parking assistance system and 7 airbags.

Pentium and Hongqi are closely related. They are both brands of China FAW, and Pentium is a sub-brand of Hongqi.FAW, as a leading automobile manufacturer in China, was formerly known as FAW Factory. Pentium brand was founded on May 18th, 2006, mainly producing SUVs and cars. On October 17th, 2018, FAW released the brand strategy of "New Pentium" and officially launched the new LOGO "Window of the World" and the brand-new English logo "Best".

The product line of Pentium brand is very rich, including FAW Pentium T55, Pentium T77, FAW Pentium T99, Pentium T33, pentium X40, Pentium T55, Pentium T55 Beef Bun Edition, FAW Pentium B70 and other models.

Hongqi, on the other hand, is an automobile brand directly operated by China FAW Group. Its products are divided into four series: L series, S series, H series and Q series. Among them, L series mainly locates high-end commercial vehicles, such as Hongqi L5. As the only E-class sedan in China, L series has served international conferences many times. H series is geared to the mass market, with cars and SUV models; S series introduced a pure electric concept sports car Red Flag S9; Q series focuses on commercial MPV models.

From the above introduction, it can be clearly seen that,Pentium and Hongqi are not only brands of China FAW Group, but also Pentium, as a sub-brand of Hongqi, has a close relationship with Hongqi.

Industry evaluation of Dongfeng Warrior 917

It is necessary to give the Warrior 917 the title of special forces in the car circle. The pre-sale price of the Warrior 917 Xiaolong armor is 768-868,000 yuan. This is a joint version of the film created by Dongfeng Warrior Technology and Bona Film. Adopt many militarized designs. Painting of desert storm yellow, forging wheel hub with closed rotor. The front of the car is reserved with a searchlight installation position and a hood spotlight seat, which can be extended to install high-position spotlights. The windshield of the roof platform draws lessons from the design of the bullet-facing surface of military vehicles. The door scuff plate with the same color as the car body integrates the elements of firearms to protect the lower edge of the door. 917 Jiaolong Armor adopts extended-range power, with a maximum horsepower of 816 horsepower, and comes standard with an electric winch with K-MAN coil spring nitrogen reduction and 12,500 pounds of pulling force. Multifunctional spare tire bracket, flagpole extension and high-position brake light bracket, and 40-liter carbon fiber side hanging storage box are also reserved. C window hanging plate, which provides three fixing methods: hanger, screw hole and guide rail, and is compatible with oil drum bracket, sapper shovel, fire axe, tactical bag and fire extinguisher.

Multi-functional rear trailer hook, electric outlet of collection car, with maximum traction of 2.5 tons. You can tow the RV, motorcycle, yacht and other industries to evaluate Dongfeng Warrior 917!

Industry evaluation of Dongfeng Warrior 917!

What I bring to you today is a-. Let’s take a look at it together.

Let’s take a look at the appearance of Corolla first. The front face of Corolla has improved the grade of the whole vehicle, and the middle net has adopted a multi-spoke design, which is very recognizable. Coupled with simple and generous headlights, it can win the love of young people. The car is equipped with LED daytime running lights, front fog lights, automatic opening and closing, adaptive far and near light and so on. Coming to the side of the car body, the size of the car body is 4635 mm * 1780 mm * 1435 mm. The car uses deep lines, and the car body feels very sharp. With large-sized thick-walled tires, it looks full of movement. Looking back, the overall shape of the rear of the car echoes the front of the car, the taillights present a capable design style, and the lower exhaust pipe adopts a hidden design, and the overall shape is still very attractive.

Sitting in the car, the interior design is tough, and the overall appearance is very elegant. The three-spoke steering wheel looks good outside, and it is made of genuine leather, with a full and delicate grip. Let’s take a look at the central control. The car is equipped with a touch-sensitive LCD central control screen, which makes the interior design quite layered and looks quite atmospheric. The dashboard and the seat are equally eye-catching, and the dashboard design is remarkable and very eye-catching. The car uses imitation leather seats, equipped with functions such as electric seat adjustment and seat proportion tilting, and the comfort is acceptable.

The car is equipped with car networking, driving mode selection, remote control key, Bluetooth key, interior atmosphere light, traction control (ASR/TCS, etc.) and other configurations, which are quite good and bring comfortable car experience to drivers and passengers.

After reading the above description, Xiaobian will make a summary. This car has been introduced almost before, and I believe many users who buy a car have taken a fancy to its comfort and practicality.