Bishop Bo’s netizen "Traveling to the emergency room for a low price overnight" Emergency medical staff: After the inspection, they will be urged to leave.

  Bath center, 24-hour ATM bank, underground parking, Internet cafe, KTV… … In recent years, some tourists choose these cheap and convenient places to spend the night in order to save money when traveling abroad. Recently, however, Red Star journalists found that some netizens shared their "coup" of saving money by staying overnight on a social platform, and even chose the overnight place in the emergency department of the hospital. They also said that big hospitals such as the top three hospitals are five-star hotels with intimate service and comfortable recliners.

  In this regard, some medical staff working in the emergency department told the Red Star journalist that in the past work, people who did come to see a doctor by pretending to be sick generally did not deliberately expose them, and they would be treated according to normal diagnosis and treatment. The inspection should be advised to go back to rest and persuade them to leave. It is considered to be very unqualified for this kind of behavior that takes up the queue for medical treatment and medical resources. "If there are many such behaviors, the hospital will issue relevant regulations in the future, which will add trouble to those who really come to see a doctor."

  ▲ Screenshot of the post of saving money by going to the emergency department of the hospital for the night.

  Bloggers send "coup" to save money by traveling;

  "You can pretend to be sick and go to the hospital for emergency treatment for the night."

  Netizens criticized "guiding others to occupy medical resources"

  Recently, a blogger posted on a social platform that if you can’t book a room for travel, you can register to stay in the emergency room of the hospital. According to the screenshot of the net transmission, the blogger created his own "small coup" to save money for overnight travel, and emphasized that big hospitals such as the top three hospitals are five-star hotels with intimate service and comfortable recliners.

  The blogger also described in detail a series of procedures for registering and seeing a doctor in his post: registering at the emergency window of the hospital after 10 pm, taking blood pressure and temperature at the triage desk, washing after "confirming that he is not sick", lying that he coughed and was out of breath when seeing a doctor, and asking the doctor to prescribe oxygen instead of medicine, and staying in the hospital for the night at the price of 3 yuan per hour. The time of oxygen inhalation can be determined according to his sleep habits. "A total of 30 yuan can spend the night on the hospital lounge chair, and the nurse will help look after the luggage."

  On October 9, when Red Star journalists searched the above-mentioned bloggers’ accounts on the platform, they found that they could not find the relevant accounts. However, by searching keywords on the platform, the reporter found that other bloggers still posted similar posts. According to a blogger, his company organized a very remote (local) physical examination, and decided to stay in the hospital because he couldn’t go back that day. At that time, the doctor immediately opened a hospital for him, or a single room.

  ▲ Another netizen shared the post "Where can I spend the night without staying in a hotel?"

  The blogger also said in his post that the hospital fee is basically about one day in 60 yuan, but only when the beds are free, and a sick note can be issued. Later, when the blogger went to Hangzhou to play, he had a physical examination in a local hospital because he couldn’t find accommodation. "I was given an accommodation. I was called up at 6: 30 the next day and took a color ultrasound. I let me go. I spent 220 yuan before and after. The accommodation price in Hangzhou was not lower than that in 600 yuan that day."

  Since the post of "saving money by spending the night in the hospital emergency room" was exposed, it immediately triggered a hot discussion among netizens. Many netizens left a message in the comment area, "This is guiding others to occupy medical resources, which will seriously interfere with the normal order of hospitals and the work of medical staff"; "Emergency overnight not only wastes medical resources, but also affects patients who really need emergency services. Can you sit still in the rest area here? " Some people also said, "Not to mention the need for doctors to judge the condition, all kinds of patients will be received all night, as well as the sounds of various instruments, all kinds of painful screams, and the lights will shine like daylight, so you won’t go even if you are asked to go" … …

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  ▲ Reply from the platform involved

  On October 10th, the Red Star journalist contacted the customer service (professional assistant) of the platform involved. The other party said that in this case, you can click the reporting option on the platform, and provide the relevant materials of the whistleblower according to the corresponding prompts on the page, and the corresponding Commissioner will follow up the verification. "The platform will take one or more of the following measures based on the facts independently identified by it, such as: limiting the scope of display, banning accounts, banning accounts, and pursuing legal responsibilities according to law."

  Emergency medical staff:

  Encountered pretending to be sick to see a doctor.

  But it is almost impossible to achieve the goal of staying overnight at a low price.

  "Emergency departments at home and abroad are roughly divided into five major areas, including pre-hospital emergency triage area, hospitalization observation area, rescue area, emergency inpatient ward (including general ward and emergency intensive care unit) and infusion area." Xiao Wei, a medical staff member in the emergency department of a third-class first-class hospital in Guangzhou, told Red Star that the day shift and night shift in the domestic emergency department are similar. The day shift is the normal administrative time, around 8: 00 -18: 00, and the rest of the time is night shift. "After the outpatient clinic is closed, the emergency department becomes busy, usually at noon and evening, as well as on the eve of holidays and during holidays."

  Regarding the bed problem in the emergency department, Xiao Wei said that there will be beds in the rescue area and the observation area, but the number is not very crowded, and they all need to go through the formalities. "The emergency inpatient ward, like the inpatient department, needs hospitalization procedures to live. There are 5 beds in our infusion area, which are used by patients who need infusion. After transfusion, they must get up and lie down for patients who need it later. People who don’t need infusion are not allowed to lie down. " In addition, Wei also said that the general process of treating patients in the emergency department is: when patients arrive in the emergency department, there is a triage desk, and the nurses at the triage desk will evaluate the patient’s condition, roughly grade the condition by asking questions, measuring heart rate and blood pressure, and queue up for treatment according to the grading system.

  "Patients who pretend to be sick have also encountered some. The triage nurse generally does not refuse to consult, and the registration will be hanged. However, if it is recognized that he is pretending, he will be told that he must queue up according to the order of diagnosis and treatment and cannot jump the queue. After it’s his turn to see a doctor, the doctor will judge his condition. It’s really fake, and he won’t open an oxygen inhalation or a bed for you to lie down for one night. " Wei said, because doctors also know that he is responsible for the patients in every bed he arranges, he also needs to make records and shift the next doctor, and so does the nurse. "It is easier for people who pretend to be sick to see it. Ask more questions, do some relevant physical examinations, open tests for him, and he will refuse to check. However, (medical staff) generally will not deliberately expose the illness, so they will still be treated according to normal diagnosis and treatment. The inspection should be advised to go back to rest and persuade them to leave. Even if there is a free bed, it is impossible to give him a night. "

  In addition, regarding the aforementioned problems of being drunk and being hospitalized for physical examination, Xiao Wei admits that the control of being hospitalized in the emergency department is stricter than that in the general outpatient department, so the situation of being hospitalized in the emergency department through being drunk or being hospitalized for physical examination hardly exists in the emergency department. "Unless the condition of drunkenness is very critical, it will definitely be hospitalized for treatment. “

  "This online ‘ Planting grass ’ I was a little shocked by the situation. It is not excluded that some people have done this and succeeded, but this situation generally does not appear in busy public hospitals. However, many hospitals are expanding now, and the new campus of some hospitals is indeed well decorated and equipped, and it is not excluded to open beds to live in order to generate income; Moreover, some young doctors are inexperienced. If people who come to see a doctor strongly demand to stay overnight even if they have not detected any problems, there are also empty beds. For safety reasons, doctors may think that he may have mental illness and let him stay for one night. " Wei told reporters that they had had patients with mental and sleep problems before, and only asked for oxygen and overnight stay, but the patient did have mental problems. "In short, the hospital emergency department generally does not refuse to consult, but it must abide by the order of diagnosis and treatment, because emergency patients will definitely give him priority in cutting in line. Moreover, sometimes in an emergency, such as a new patient who needs to be rescued, if there is a lack of beds, the emergency department does not rule out letting patients with mild illness give up their beds, take wheelchairs or seats first, and wait until the beds are turned around before returning them to patients with mild illness. "

  "Patients with colds and fever usually need to leave after the fluid is lost, and they are not allowed to stay in the emergency room. If medical staff find that someone is pretending to see a doctor, they will continue to urge them to leave. " The medical staff in the emergency department of a second-class hospital in China also told reporters that in the past, there were cases in which patients broke into the emergency room for the night by themselves in the middle of the night, and the medical staff would drive away the people who occupied the beds during the morning rounds. "Under normal circumstances, all patients who saw a doctor in the emergency department, as long as they did not apply for hospitalization, would ask the patients to leave after the treatment, and would not be allowed to stay overnight. It is almost impossible for people without symptoms to want a bed in the emergency department through the normal medical treatment process to achieve the purpose of staying overnight at a low price in the hospital. "

  The medical staff also said that doctors will diagnose the specific symptoms of patients and will not blindly meet the requirements of patients. I just want to take oxygen when I cough, so don’t prescribe medicine ’ In fact, not everyone is suitable for oxygen inhalation when coughing. Even if oxygen inhalation is allowed, it is only allowed for twenty or thirty minutes. After simple treatment, the patient needs to leave, and it is impossible to stay overnight. "

  Red Star Journalist Luo Mengjie Intern Wang Zixuan

A detailed explanation of the 10,000-character record BEV perception scheme and deployment practice based on Journey 5

Introduction:

On August 24th, the latest issue of Horizon’s "Hello, Developer" Autopilot Technology Special Session was successfully broadcast in the Zhidong Open Class.

The special session was given by Dr. algorithm engineer Zhu Hongmei, Horizon Perception, with the theme of BEV Perception Scheme and Deployment Practice Based on Journey 5. This article is a record of the lecture session of this special session. If you need live playback and Q&A, you can click

Good evening, friends of the open class of Zhidong. I’m Perception algorithm engineer Zhu Hongmei from the horizon, and I’m honored to share with you today "Ji"BEV awareness scheme and deployment practice in Journey 5》。 I will introduce it from five aspects.

The M7 was the first to push the big five-seat version, with 500 million R&D investment and 258,000 pre-sales.

01

General introduction of BEV perception framework

With the release of Journey 5 in 2021, we designed the sensing prototype scheme of BEV based on Journey 5. The input is vehicle-mounted multi-angle image sequence or multi-mode signal, and the fusion of time and space dimensions is carried out within the network, so that the neural network can output the dynamic and static sensing and prediction results from a bird’s-eye view.

Below is a frame diagram.

The M7 was the first to push the big five-seat version, with 500 million R&D investment and 258,000 pre-sales.

The green background part represents the signal processing of pure vision, and the input is the images of each camera. After the first stage of model extraction, the image features are transformed into multi-view spatial fusion from BEV perspective. Then, the features of BEV are fused in time sequence, and then sent to the second stage for feature extraction on BEV; Finally, input it to the head part for the output of perceptual elements. If there is a Lidar in the system, it will also be connected to the Lidar point cloud. In the early stage, we will do rasterization coding processing, and we will also do time sequence fusion. Finally, we will do intermediate fusion with visual BEV features, and also send them to the second stage to output the perceptual elements on BEV.

The blue part is the closed-loop iteration that has participated in many rounds. Students who pay attention to the horizon should know that at the Shanghai Auto Show in April this year, this part of the content has supported the closed-loop demo display of real cars. In recent six months, we have expanded the function of "dynamic obstacle detection" in sensing elements. Based on it, we connected the head of Transformer to do the Track id, speed estimation and trajectory prediction of dynamic obstacles. The dotted line part is currently under development, and we also want to make full use of the dynamic and static sensing results on BEV to output the interactive elements of dynamic and static sensing, such as behavior prediction.

There are two main modes of pure vision scheme here. One is the 11v integration scheme for double Journey 5; The other is a single journey chip-oriented scheme, in which 7v for driving and 5v for parking are integrated. Today’s sharing mainly focuses on the integration of time and space in the visual scheme, the analysis of perceptual elements, and the introduction of dynamic, especially dynamic perceptual prediction end-to-end scheme and deployment.

02

Spatio-temporal fusion module and chip deployment

The M7 was the first to push the big five-seat version, with 500 million R&D investment and 258,000 pre-sales.

Firstly, it is introduced that the four-plane space fusion method is adopted at the end of the plate at present. It takes the xy plane of the self-propelled coordinate system as the basic plane, and adds three height planes on this basis, hoping to obtain more scene image information with different heights. Time series fusion is relatively simple. We will cache the features after time series fusion at the last moment, align the historical frames to the current frame by using the self-driving motion between frames, and fuse them with the spatial fusion features of the current frame, and then deconvolution them and send them to the following network structure for perceptual output.

So why do we use this scheme?

The M7 was the first to push the big five-seat version, with 500 million R&D investment and 258,000 pre-sales.

In the early stage of research and development, we also compared different spatial fusion methods. In the early stage, in order to quickly get through the process, we adopted the simplest method based on single plane IPM to get through the perception of the whole framework. After that, I went to find out the depth-based fusion and transformer-based fusion scheme on Journey 5. The assessment dimension is the delay in Journey 5, assuming that the prerequisite is to be able to independently run this model above 30fps on the single core of Journey 5 to design the corresponding network parameters.

There are two key parameters that affect the perceptual performance of BEV, one is the resolution of image feature in one stage, and the other is the fusion resolution on BEV. The fusion resolution on BEV is relatively direct, and the higher the resolution, the better the perception of some small targets and point elements. Image resolution determines the amount of information input in two stages.

Here is a lane line simulation diagram, and the physical dimensions of each lane line are the same. Because it is perspective projection, the farther the lane line is in the image, the fewer pixels it will have. BEV indexing image features is generally a process of reverse realization, while BEV is generally designed with equal resolution, such as 0.6 and 0.4 m Grid resolution. When the distant objects in the scene are indexed by the coordinates of BEV, the physical resolution of the pixels in the image is already lower than that on BEV, and at this time, feature duplication will appear on BEV, which is a common stretching phenomenon. Reflected in the perception, for example, the detection box may have the phenomenon that the target splits into a string, so the feature resolution in one stage is also very important.

We grab the middle column of pixels to simulate the contrast of Z-value changes between two adjacent rows of pixels in 2M image and 8M image at 50m. It can be seen that the physical range of the low-resolution image corresponding to two adjacent rows of pixels has changed by more than 2 meters. For a high-resolution image, its adjacent two pixels are only about 0.6 meters. Therefore, when looking at the fusion scheme, we should not only consider whether a single task meets certain accuracy requirements, but also consider the final deployment, because it is multi-task and different perceptual elements output, so we hope that the resolution of one-stage feature and BEV fusion can be higher.

From this point of view, the current structure based on Transformer can meet the requirements of Journey 5, single core and 30+FPS, and the first-stage resolution and the second-stage fusion resolution are relatively low, and the delay is too high under this condition. However, the depth-based fusion method is lower than single plane in one stage. In addition, one reason for not adopting it is that the depth-based deployment has made some specific improvements for Journey 5, reaching a two-phase delay of 9.6 ms. In the stage of prototype verification, the flexibility of carrying different numbers of cameras on the car is not enough, so we adopt the plane mapping fusion method at this stage. In the early stage, we used a single plane, but when we actually did the closed-loop verification, we found that the generality and robustness of camera parameters were not enough, and it was sensitive. Therefore, we improved it in the further research and development process. Through various tests and verifications, we finally adopted the four-plane fusion method, which can achieve a good balance between performance and delay.

The M7 was the first to push the big five-seat version, with 500 million R&D investment and 258,000 pre-sales.

For time series fusion, different time series fusion methods will also be compared in the early stage of research and development. The basic method is to align the historical BEV features to the current frame and use different fusion methods to do time series fusion. Here is also a comparison of the fusion of different frames, with the experimental data accumulated at that time to do 10 frames of verification. In the case of 10 frames, there is an improvement of 3.5 points compared with only space. For latency, it is only increased by 1ms because it is deployed in recurrent mode.

Similarly, we also compare the two methods of obtaining historical frames. One is to intercept historical information at equal time intervals, and the other is at equal space intervals. Equal time interval is to use the system timestamp to index and read the corresponding frame. Equal space interval is to calculate the translation distance with the movement of the vehicle, and then get the frame. Finally, we found that the performance of equal space interval of 6 frames is similar to that of equal time interval of 10 frames, and they can also be combined, but the improvement of more fused frames is not great. Therefore, in order to simplify the deployment, we currently adopt the time series fusion method with equal time intervals.

There may be some differences in the training and deployment of time series fusion. One is the Odometry used when aligning two adjacent frames. In order to make the training model performance consistent with the real vehicle deployment, one principle to be observed is that the model input should be consistent with the board signal as much as possible. We use Odometry of wheel speedometer to do model training, and do tests on Odometry obtained by different methods. It is found that if it is consistent with the inter-frame interval during training, then this factor has little influence. In addition, for example, historical frames are obtained at 100ms intervals, and the model trained with 10fps training data is tested at 10fps, 15fps and 30fps. The conclusion is that if there is a big difference between deployment and training, the index gap will be even bigger. The actual system frame rate is affected by the real-time load of the system, and it may not be completely aligned no matter how to set the inter-frame interval during training. Generally, the perimeter perception can be around 15fps, which can basically meet the functional requirements, and the range of 1.5 points is also acceptable. This part can also make the distribution of time series training data more abundant through some data enhancement methods, and alleviate such problems.

The other is that when the time series is being trained, if there is no specific optimization, with the increase of the number of frames, some OOM(Out of Memorry) problems may occur in the time series data, which leads to the slow training speed. The training method is to adopt the feature cache strategy to alleviate or avoid such problems. However, when deploying on the board side, considering the memory limitation of the board side and the bandwidth loaded back, the most streamlined strategy recurrent mode is finally adopted on the board.

03

Analysis of static and Occupancy perception elements

An important component of static perception is truth value. How did the truth value on BEV come from?

The M7 was the first to push the big five-seat version, with 500 million R&D investment and 258,000 pre-sales.

From the very beginning of research and development to the present, three static truth values have been used. At first, high-precision maps were used, and now the truth production link based on multi-mode is used on a large scale. At present, the local mapping results of pure vision are also involved in the training. The quality of the drawings is developed by our company’s special 4D-Label team. At the special session of horizon "Hello, developer" autopilot technology, Dr. Sui Wei, the head of horizon 4D labeling technology, also shared the "4D labeling scheme for BEV perception". If you are interested, you can review it.

For the algorithm, the algorithm students should be more involved in the formulation of labeling rules. Even if the truth value is brushed by the big model, the big model needs the truth value, so the labeling rules need the deep participation of the students of the perceptual algorithm, especially the actual test scenario is very complicated. A reference condition of labeling rules is the Lidar point cloud base map obtained by mapping, which is an intensity map on BEV, and then it can be labeled by referring to images or videos. For example, lane lines should be marked with colors, some functional attributes and some downstream functions that are necessary and cannot be obtained from the Lidar bottom map, all of which need to be combined with images. For pavement signs, they are usually unmarked rotating frames, and for those that need a clear direction, they need to be marked in an orderly sequence. The elements of parking are basically to mark parking spaces, wheel gears, speed bumps and so on by marking key points.

The M7 was the first to push the big five-seat version, with 500 million R&D investment and 258,000 pre-sales.

The output of the model corresponds to the annotation. The marked information will be preprocessed to generate the true value of the model. Only when the truth value is supervised output can the downstream functional requirements be met. The lane line output is the position and attribute of the example point column; The intersection point is the position and type of the point; Curbside is also the instance position and type; Pavement discrete signs are detection frames and types. These static perception elements are very rich. For the model scheme, there is a classification learning of foreground extraction, a regression learning of accurate position, and a learning of example features of lane lines. On the whole, the static perception scheme is relatively conventional. When analyzing, line elements such as lane lines will extract the foreground through the score of Class Map, then cluster the points through the Embedding similarity, and reverse the attribute features to index the corresponding features of these points.

For lane lines, in the actual software analysis, we should consider the delay on the software, roughly estimate the direction of lane lines through vertical points according to the preset, and do one-dimensional search along this direction to shorten the post-processing time of lane lines. Now our scheme is newly optimized, and it takes less than 3ms to deal with this part. The analysis of pavement signs, detection points or boxes at intersections is a set of CenterNet: card score→maxpolling→TopK→ attribute extraction → output.

The M7 was the first to push the big five-seat version, with 500 million R&D investment and 258,000 pre-sales.

For parking elements, parking spaces will output orderly corner position, occupancy and parking space type direction; The wheel stopper is an orderly end position and type; The underground locks and columns under the parking lot are all output by detection frames, which are the same as the analytical ideas of the previous points and line frames. The parking space here has two small head, one of which is to obtain the overall attributes of the parking space, such as its occupancy, and whether the parking space type is parallel or vertical. There is also a Local head to accurately estimate the corner of the location, because the accuracy of this corner of the location is very high. After getting a more accurate one, calculate the point matching with the rough corner position obtained under global. Because this point is orderly, you can just card a distance threshold. After matching, you can get an accurate corner coordinate by replacing the corner coordinate.

The M7 was the first to push the big five-seat version, with 500 million R&D investment and 258,000 pre-sales.

This is our performance. The 2D perception scheme of horizon has been polished for a long time before, which is equivalent to having a good reference baseline for BEV perception.

Compared with the 2D scheme, lane lines and road signs have a great improvement in ranging, such as lane lines in different distance sections, arrows and stop lines of road signs. For parking spaces, Horizon also has a pre-fusion scheme. Before being sent to the network, four fish-eye images are fused by IPM to get an IPM image covering 360 degrees around the car, and then integrated into the network to output parking spaces. Now BEV is introduced in the previous framework, and feature are fused inside the model. At present, there are also great improvements in these three class libraries.

Take a look at this video, which is a visual display of a high-speed lane line, with a wide dotted line, and then get off the ramp. Here is a diversion point, a change point between reality and reality, and the arrow represents the direction.

For the perception of parking space, a parking scene is chosen here, where the red line represents the entrance line, the yellow X represents the occupation, the yellow box is the pillar of the parking lot, and the grass green is the wheel stopper.

The M7 was the first to push the big five-seat version, with 500 million R&D investment and 258,000 pre-sales.

Let’s talk about the perception of Occupancy. First of all, Occupancy is a 2D occupancy graph based on Journey 5, which is a binary graph, where 0 means unoccupied and 1 means occupied. We call it Freespace internally. The traditional Freespace is image segmentation and post-processing to calculate the drivable area under BEV. It is more natural to do it on BEV, and output such a binary image directly on BEV. Its true value depends on Lidar segmentation model+detection model+threshold of cloud card height of multi-frame aggregation point to obtain some obstacles on the ground. Lidarseg mainly obtains the basic surface first, and takes the road plane as the drivable area; Lidar3D detection is to supplement the true value of dynamic obstacles in the white list.

The other output is Vismask. It mainly describes the area that the vehicle can see in the image at the current moment, and also uses Lidarseg model and 3D detection model. Image segmentation combined with back projection of point cloud can get the points that can be seen under BEV, calculate the ray according to the semantics and camera parameters, and then calculate the surface paved by the points that can be seen in the image in the self-propelled coordinate system, and then flatten them in the height direction of point cloud to get the visible Grid points on BEV. Why do you need 3D detection? Because when the ray hits the point cloud, it is a surface. We want the whole object of the surface boundary to be visible, so we need a 3D detection frame to supplement the object of the boundary, thus obtaining the true values of these two tasks. Perception model is a relatively simple binary classification model. Vismask’s 0 means invisible and 1 means visible.

Because these two tasks are dense outputs, when actually doing this on the board, its bandwidth occupation is relatively large. Usually, we will use a Run Length Encoding (RLE) to compress the result. For example, Freespace, as shown in the following figure, has the same values in a connected region. Run-length coding is used to reduce the bandwidth of the perceptual results transmitted from BPU of Journey 5 to CPU, and a final output binary image can be obtained by doing a back analysis in CPU.

Here is a visual video, and the bar on the left is a response to the fence. This is a specially built evaluation set, including strollers, fallen cones and so on. Here, Freespace is mainly to supplement the perception of non-standard obstacles. In addition, it is also useful to feed back the representation of roadside by Freespace when the downstream closed loop is used.

04

Dynamic Perception Predicting End-to-End and Chip Deployment

Let’s introduce the end-to-end scheme of dynamic sensing prediction and chip deployment.

The M7 was the first to push the big five-seat version, with 500 million R&D investment and 258,000 pre-sales.

The end-to-end model, as shown in the previous frame, is followed BEV3D several layers of Transformer decoder to output dynamic end-to-end elements. The multi-scale features extracted by BEV in two stages are reused, and there is a detection head of BEV3D, which regresses to the heatmap and the offset to the precise position to get the possible target position.

For Transformer head, it depends on how the Q/K/V of its input comes from the first layer. There is a construction part of the input. First of all, "q" is divided into detection query and Track query. Detect the position embedding; of query, which is the position parsed from BEV3D head and obtained by MLP; Context embedding is learnable and can be initialized randomly.

For the position embedding of Track query, the position of the previous frame will be used, and the self-vehicle motion between frames will be aligned to the current frame to eliminate the self-vehicle motion. Then, the position of the current frame is estimated by combining the speed estimation result of the previous frame itself, and the position embedding of Track query is obtained by MLP. Its context embedding was also randomly initialized and learnable at the beginning, which resulted in "Q".

"K" and "V" For BEV, there is a fixed mapping relationship between the pixel coordinates on BEV and the coordinate positions under VCS. Therefore, according to the position of the reference point, its pixel coordinates on multiple dimensions of BEV can be calculated reversely. Query also sorts from 0 to N-1, and it has an index, so that the difference between the two coordinates can be calculated into the mapping relationship between them. Then the warping operator, that is, the grid_sample operator, is used to reversely index the BEV region features, and then "K" and "V" are generated through MLP, so that the end-to-end head input is constructed.

One of the differences in Transformer here is that it improves the quantization and efficiency on Journey 5, and removes the MatMul matrix multiplication operator. Here, the commonly used Deformable attention is replaced by warping.

The M7 was the first to push the big five-seat version, with 500 million R&D investment and 258,000 pre-sales.

The output layer of end-to-end head is actually several MLPs. Among them, the output of trajectory and speed will pass through Memory bank in order to obtain historical information. The point of the trajectory output here is also the displacement between frames, and the velocity describes the position change of unit time between frames in the future. We think that these changes are not abrupt, but smooth, so we use historical information.

The embedding of history is composed of two parts. The first part is the Oddity of N historical frames and the embedding of query output by Transformer decoder of N historical frames will be stored in Memory bank. Query of the current frame, and pay attention to the time sequence of the current frame and the historical frame for each target. After that, self-attention will also be done among the targets, and finally we define it as Temporal embedding. In addition, speed embedding is added. How did it come from? That is, the position of historical frame N is transferred to the current frame through the odometry of the vehicle motion, and the position of the historical frame under the current frame is obtained, so as to eliminate the vehicle motion and obtain the inter-frame offset. Combining with the frame rate of the system, a time difference can be derived, and the historical inter-frame speed can be estimated. Similarly, after passing an MLP, the embedding of the speed can be obtained. By making a simple concat, the final historical embedding can be obtained and input to the trajectory.

After the model is output, some of it will be analyzed in CPU. For Track query and Detect query, the model output itself will analyze the position, length, width, height, orientation angle, Score confidence and so on. The function of track management is to screen out the Track query of the next frame. Two thresholds are set here. A higher threshold is to filter out the tracked query with higher confidence from all the queries, that is, the tracked query, and identify the newly generated target in the current frame. For the newly generated target, a current maximum id value of +1 is given, and its disappearance time is initialized to 0. For setting a low threshold, I want to recall those targets that have been tracked before, but have low confidence in the current frame due to occlusion and other reasons. If it can be greater than this threshold, and the disappearance time is not greater than the set time, it will continue to be preserved. If the time of disappearance (disp_times) has been greater than the threshold of the number of frames that can be dropped, we will definitely drop this target in this frame.

For the analysis of velocity, the model itself can be directly output, and kinematics post-processing will be added after it comes out. The "z" here is the length, width, height and speed (attribute) of the previous output, which we call observation. The model will also learn from the gain matrix of Kalman, avoiding calculating "k" on CPU, and finally giving the filtered state quantity to the downstream. Compared with the unfiltered operation, this operation has a 19% improvement in speed accuracy. From the visual performance, the speed does appear smoother after this. When updating the embedding of Track query in the next frame, the historical embedding generated in Memory bank will be used. The details of QIM will not be expanded, so you can refer to the implementation of MOTR.

The M7 was the first to push the big five-seat version, with 500 million R&D investment and 258,000 pre-sales.

Take a closer look at the performance of the end-to-end model. End-to-end comparison is only detection, tracking and speed estimation through post-processing. The baseline detection compared here is already 3D detection on BEV. Compared with the original 2D detection, it has obvious advantages in ranging. Blue and green are the vertical error percentages of 2D detection in different distance segments, and red and purple are BEV3D. It can be seen that the end-to-end model is more advantageous than BEV3D on the basis of this better baseline.

First of all, take a look at ranging and speed measurement. From end to end, ranging and velocity measurement have obvious advantages on three kinds of dynamic obstacles. The lower the error here, the better, and here is the percentage of error reduction, especially the speed advantage is particularly obvious. Trajectory comparison is a cascade model, its input is the dynamic post-processing of 3D detection on BEV, and some vector information of lane line static post-processing after environmental reconstruction, which is a separate trajectory prediction model. The end-to-end input is the image, and the direct output is the trajectory. Compared with the two, end-to-end has obvious advantages in the position error of this point series.

Here is also a visual video. The box in the picture is the target, the yellow line represents the horizontal and vertical speed, and the pink line is the trajectory. It can be seen that the target coming from the right can appear stably when it passes in front, although it is blocked by the target here. For the speed advantage mentioned just now, especially for the target parked next to it, if it is a detection frame, once the jitter is beyond the range of post-processing energy cover, there will be a relatively large speed, which will trigger a trajectory and cause some brakes of the car. Like here, parked next to it is very stable, and the speed is basically consistent with reality.

05

Real vehicle deployment and closed-loop verification

The last part introduces several key problems related to the model when the real vehicle is closed-loop.

The M7 was the first to push the big five-seat version, with 500 million R&D investment and 258,000 pre-sales.

First of all, the model must be quantified and compiled before deployment. Professional quantitative processes and methods, we also arranged an open class to share later. I mainly look at this matter from the perspective of a user.

For the general model, such as CNN-based, we directly single-task float and directly train qat after training, which basically does not lose points. A freezebn will be added in the middle of multiple tasks, so that the counted bn can be applied to each task.

For complex models, a step calibration will be added. The key point here is calibration. Take our end-to-end model deployment as an example. As far as the single-task model is concerned, there are many drop points in the early end-to-end direct float training qat. After consulting my colleagues in the tool chain, I suggest that we do calibration. However, after calibration, it is found that although qat has been greatly improved, it still has a big gap with float. Colleagues in the tool chain suggest fixing the scale of weight or feature. Actually, it is more effective to fix the scale of the feature, but it does not completely solve the problem of qat output of the above tasks from end to end.

So what’s the problem? I also went to some pits. In fact, it is very simple to think about it now. We need to calculate the appropriate feature scale and select the appropriate data when doing calibration. For example, in the early stage, we used the data of urban scenes to estimate the feature scale of speed, and found that the qat index of the trained qat model in high-speed scenes was worse than that of the float. Later, through the tools of the tool chain, the model was analyzed layer by layer and it was found that the problems on the model could not be found. If there is nothing wrong with the model, it is a problem with the data. Finally, we use a high-speed data set. Because calibration itself has few training steps, it is necessary to select the quantity that can cover the perception and reach the upper and lower limits of the maximum and minimum values, so as to estimate a more suitable quantitative scale.

Despite this step, the problem of quantification has been greatly solved. However, the standard of tool chain is generally that the gap between qat and float cannot be greater than 1%. After these two steps, it still can’t reach this level. So what else went wrong? Later, it was also a groping, and it was found that many quantities of 3D perception on BEV were physically meaningful. The final conclusion is to fix the scale for some physical computing layers. Where does the fixed scale come from? For example, as mentioned earlier, the feature on the query index BEV has warping operation, and it has clear physical significance to calculate the two inputs of offset. When the model structure is determined, the maximum and minimum values of the meshgrid on BEV, as well as the maximum and minimum values of the query index, have been determined, so that the maximum and minimum values of the matrix can be calculated, and then the fixed scale can be calculated.

For example, taking odometry as the model input, the data of calibration may be collected at a medium speed, but the speed of the self-propelled vehicle may also change during the actual large-scale data training. Therefore, the maximum and minimum values can also be obtained for this physical quantity with clear rules. With a similar idea, check some numerical calculation layers with physical significance in the network and calculate the fixed scale. Through these operations, the qat problem of the end-to-end model is solved, and it is also a lot of experience. Let’s share it with you.

Quantization is compilation. Compilation means that the compiler directly converts the intermediate format hbir from qat, and finally gets the hbm format deployed on the real board. The specific details are also shared and introduced later. Here is mainly about the performance of BEV perception in actual deployment.

The large-scale BEV is the perception range of 100 forward, 30 backward and 50 left and right respectively, and the small-scale BEV is the perception range of 20 forward and 10 meters in the other three directions, so as to do the element perception on BEV. On the single core of Journey 5, such as a small parking area, the multi-task model of single core and single frame can reach more than 70fps; The wide range of driving can also reach more than 30fps. Even with end-to-end, the model directly output to trajectory prediction can reach more than 20fps, which is in the case of single core. There are two cores on Journey 5, and the frame rate can be further improved in model scheduling.

The M7 was the first to push the big five-seat version, with 500 million R&D investment and 258,000 pre-sales.

At the time of deployment, the generalization of the model is tested. Because the model of the customer’s car is different, the corresponding camera installation position and orientation may be different. Our BEV model, especially in the prototype development stage, has many customers who have been verified in the early stage, so a model can support the deployment of multiple models as much as possible, which requires a high generalization of the model. We have also explored a lot, and finally found that the four-plane spatial fusion method introduced earlier has laid a good foundation at the beginning. The example given here is that the training data are all collected by SUV, and the data of cars are used for evaluation. If it is a single plane, it has more than seven drop points compared with four planes.

On the basis of better generalization of the four planes, we will develop some enhancement strategies for training. There are two effective methods here: one is that the BEV model disturbs the image by the camera rpy in one stage, simulates the bumps in the process of vehicle driving, and enhances the image; In addition, it is assumed that the plane is in the place where the angle of view is converted, and then the plane enhancement is made on the plane where the camera leaves VCS, which is also assumed to be the disturbance of rpy.

With these two disturbance strategies, this performance (AP 72.60) can be achieved in the training and training of SUV models and measured in the car data set, which is similar to the performance of an adaptive car model that we have trained with nearly 1 million data collected in about 20 days. Therefore, these strategic feature ensure the generalization of our current BEV perception model in actual deployment.

The M7 was the first to push the big five-seat version, with 500 million R&D investment and 258,000 pre-sales.

After deployment, the speed of closed-loop iteration of the model is tested. Especially in the verification stage of the previous prototype scheme, the demo closed-loop verification of different real vehicle installation and deployment is supported through a total version. For the BEV training framework, any camera configuration can be supported. For example, 11v/9v/7v, 7v may replace the 4v panoramic view with 4v fisheye, or any other multiple perspectives, all of which can participate in the model training. When deploying, compile according to the corresponding camera configuration, and then you can do the corresponding test.

The other is the training speed of the model, especially after the time series fusion. Without optimization, if a single frame is trained for 5 days and 10 frames are linear, it will bring 10 times the training time, which is definitely unacceptable. We definitely need to do optimization, and some students who have developed the framework specially guide us to do optimization. At present, the training speed has increased by 56% after optimization.

Specifically, at present, the multi-task release, multi-task with more than a dozen task heads, and the end-to-end training of time sequence can be completed within one week. The later evaluation or the case CICD of some historical data are all automated, thus ensuring the efficiency of the training and distribution step.

Another important factor, especially in the early stage of real vehicle testing, will feed back some non-working case-bad case data. How to use these data in training? There are generally two kinds of optimization for Badcase: one is to mine from the collected data, which is more conventional; The other is to be able to use the returned Badcase data directly.

For things like 2D perception, the link we did in mass production before was relatively mature. For BEV perception, the difference is to see how the model of the brush library comes from or how the data sent to the target comes from. For dynamics, a pure visual large model is used, which is not limited by on-board op and computational power. We have a big model team, and the pure visual BEV big model specially developed has also been used in the dynamic Badcase processing link to generate a pseudo GT to participate in the training. Static, a purely visual mapping scheme, can also send the base map to the standard, and has been deployed to the static perception Badcase link on BEV. In fact, after the deployment of the model, many of them are infrastructure problems. At present, the infrastructure of horizon’s perception of BEV is basically mature.

That’s all I shared today, mainly to convey a few meanings. First of all, based on the fact that Journey 5 can do many things, we have also done many things on it. For the BEV sensing scheme, we can see that we have a better baseline for reference and iteration, so the conclusion is relatively solid.

In addition, if some online students are developing based on Journey 5, or are about to develop based on Journey 5, when you encounter quantitative problems, don’t give up too early. Besides considering the model structure, analyze the data from the perspective of physical meaning and give it a suitable scale.

Finally, I wish everyone a smooth development, and my sharing today is over. Thank you!

Specially planned | Domestic food film and television content worthy of attention in 2022

documentary

Quest for Guiyang

Premiere time: March 25th.

Broadcasting platforms: Tencent Video and Guizhou Satellite TV.

Producer: Propaganda Department of Guiyang Municipal Committee of CPC, Daolai Media.

The third work of Daolai Media’s "Xunwei" series. "Exploring Guiyang" takes authentic food as a thread, revolves around the three dimensions of "mountain", "water" and "city", and presents the relationship between food and humanity, history and style with a beautiful and pyrotechnic lens. Since the launch of the program, it has caused widespread discussion. Tencent’s video heat value is 6178, and Douban score is 8.3.

Next meal Jianghu 2

Premiere time: July 28th.

Broadcast platform: iQiyi

Producers: iQiyi, Luming Literature Film, Qujiang Film, Meilin Culture, Fantasy Country.

The series "Going to the Jianghu" is the key IP of the iQiyi food documentary track, and iQiyi’s "Qingchuang Documentary" plan was selected as the first project. The film links "Jianghu" with food and diners, taking the city as the container and vivid characters as the carrier, showing the food culture with regional characteristics. This season, we will continue our previous "Jianghu" temperament and continue to look for the most authentic food with fireworks in eight cities.

Hunan cuisine with proud peppers 2

Premiere time: September 19th.

Broadcasting platforms: Hunan Satellite TV and Mango TV.

Producer: Hunan Satellite TV, Time Huaying

Taking Hunan as the origin, from taste to Taoism, food reflects Hunan’s food culture and customs. According to the 2021 Annual Audience Analysis Report of the State Administration of Radio and Television, Hunan Cuisine of Aojiao ranked second in the first quarter in the annual audience rating of prime-time documentaries. In the second season, we will continue to focus on the tradition of Huxiang cuisine, which is based on time and place, and show the wisdom of chefs in the countryside between cities and the thousands of years of dietary customs in Huxiang.

Jianghu restaurant 3

First broadcast time: November 2.

Broadcast platform: Youku

Producer: Youku

Documentary series of high-reputation food. As its name suggests, the program is full of Jianghu atmosphere and towniness, and tells a generation of "Jianghu chefs" or ordinary or legendary life stories in the streets with young and interesting language. This season continues the exploration of authentic Jianghu cuisine in the first two seasons, focusing on the presentation of "spicy taste". By excavating spicy food hidden in the streets, the unique charm of six spicy food cities is displayed.

Breakfast China 4

Premiere time: November 7th.

Broadcasting platforms: Tencent Video, Southeast Satellite TV and Strait Satellite TV.

Producers: Tencent Video, Southeast Satellite TV and Strait Satellite TV.

Breakfast China has aired 100 episodes since 2019. The scores of douban in the first three seasons were 8.0, 8.7 and 8.8. This season continues the three characteristics of "fireworks", "fun" and "healing" in the first three seasons, and continues to take root in the streets and lanes of the city, looking for the simple people who like local food and make food, and recording the work and life of the people with the lens, as well as the smiles that bloom because of tasting delicious food.

Flavor World 4 Grain Planet

First broadcast time: November 24th.

Broadcast platform: Tencent video

Producer: Daolai Media, Penguin Film and Television.

The well-known food documentary IP "Flavor World" has gained a good reputation in the first three seasons, with douban scores of 9.0, 9.0 and 8.4. The fourth season focuses on cereals, excavating and displaying the map of world food, and reflecting the unique side of the world’s food wisdom and Chinese’s personality from the food.

variety; shows

"punch in! Chihuo Tuan 2

Theme: outdoor food fun experience reality show

Premiere time: July 30th.

Broadcasting platforms: Dragon TV, Mango TV and Mi Gu Video.

Producers: Dragon TV, Happy Media and Chengdu Wenlv.

Starting from food, we can appreciate the eating habits and customs of different cities during our travel. Food combines guest interpretation and game interaction to show the profoundness of Chinese traditional culture. The form of "browsing and eating"+companion attribute makes the program show a natural intimacy, and the douban score is 8.2.

"Eating" for 18,000 Li "

Subject: Real-life reasoning, food exploration reality show

Premiere time: August 5.

Broadcasting platforms: Zhejiang Satellite TV, iQiyi, BesTV and China Blue TV.

Producer: Zhejiang Satellite TV, Fun New Media.

Through the way of star punching experience, on-the-spot story visit and real-life reasoning exploration, the contemporary rural development picture is vividly displayed, so that the audience can feel the positive style of people pursuing a better life while enjoying the delicious food and beautiful scenery. The program Douban scored 8.4.

How about going to your house for dinner 2

Subject: Documentary program of hometown humanistic plot

Premiere time: August 25th.

Broadcast platform: bilibili

Producer: Li Li Li

The program focuses on "Family Banquet, Family and Hometown Stories", and guests invite friends to start a "home-cooked food trip" with the theme of "going home for dinner", recording the friendship of young people, recalling unforgettable growth experiences and telling different forms of family stories. In the second season, apart from bilibili UP, there are also representatives from all walks of life, such as actor King-Tan Yuen, young director Liu Xunzi Mo, policeman Art and Yunnan forest fireman.

Warm hot pot

Subject: Hot pot food emotional reality show

First broadcast time: October 9.

Broadcasting platforms: Beijing Satellite TV and Mi Gu Video.

Producer: Beijing Radio and Television Station

Warm Hot Pot takes hot pot as the carrier to convey the emotional link between people and between people and cities. The program invited Zhang Guoli, Victor Ma and others to form a "Warm Hot Pot Group" to look for people with stories in the city and "save a seat" for them to witness the gathering moment of the clients and convey the true feelings in the world.

A Millennium

Subject: Food Culture Exploration Program

First broadcast time: October 28th.

Broadcast platform: CCTV-3 variety channel

Producer: Art Program Center of Central Radio and Television General Station

Created by the "National Treasure" team, with the framework of "drama+history+food", it deeply excavates various historical delicacies. From the exploration and tasting of dishes and the creation and deduction of a drama, we can feel the profound historical accumulation behind food and appreciate the profoundness of Chinese food culture.

Who is the top chef

Theme: culinary competitive variety.

Premiere time: November 4th.

Broadcast platform: Zhejiang Satellite TV

Producer: Zhejiang Satellite TV and Zhongcheng.

By exploring hometown cuisine, regional cuisine and local ingredients, the hometown shows the differences of characters, and comprehensively examines the players’ abilities of innovation, application, learning and perception in a "multi-dimensional, short-term and strict standard" manner, and restores the signature dishes of the industry benchmark. The 48 contestants have diverse identities, including restaurant managers, star-rated hotel chefs, food bloggers, and even "slash youth" from music, advertising, e-sports and other fields.

serials

On the tip of the tongueHeartbeat

Theme: Youth City

Premiere time: January 13th.

Broadcasting platforms: Zhejiang Satellite TV, Tencent Video, iQiyi, Youku.

Producer: Haohan Entertainment

The story revolves around Jiang Qianfan, a legendary chef in the food industry, and Lin Kesong, a positive energy girl with amazing taste, and tells the challenging road of the two aiming at winning the cooking competition. When the play was broadcast in China, it was launched overseas simultaneously. On the first broadcast day, "Heartbeat on the Tip of the Tongue" was rated 9 points on Mydramalist, an Asian drama rating website.

Shangshi

Theme: costume inspirational food drama

Premiere time: February 22nd.

Broadcast platform: Mango TV

Producers: Mango TV, Entertainment Film and Television, Zhihe Film and Television.

"Story of Yanxi Palace" and "My temples are not red with begonia" were created by the original crew. After three days of broadcasting, the broadcast volume of Skynet broke 200 million. After the drama, the Palace Food Bureau is the background, which shows the pursuit of Chinese food skills by Yao Ziling and others, traces back to the feast fashion and conveys the characteristic flavor. Behind the food, see the history and culture, and see the traditional etiquette.

Treasures and delicacies

Theme: costume food drama

Premiere time: April 7th.

Broadcast platform: bilibili

Producer: Entertainment Film and Television, Bili Bili

"Delicious Story" tells the story of chef Ling Xiaoxiao’s determination to be the best chef in the world since childhood. When she grows up, she enters the palace, meets Prince Zhu Shoukui, and gains love and growth. The drama integrates costume, food and light comedy, and opens the mode of "Dinner Drama". Bilibili has over 200 million broadcasts and 802,000 barrage. Disney+ has purchased the overseas copyright of the play.

short video

Spicy dezi

Fans: 38.562 million in Tik Tok and 9.49 million in Aauto Quicker.

Positioning: Food production based on Northeast home cooking.

The video style is simple and realistic, and the food course is simple and practical, which can be reproduced at home. Spicy Dezi has won the titles of "2019 Shake Incentity Popular Talent" and Youku "Public Ambassador for Helping the Poor and Helping Agriculture".

Mutton cuisine

Fans: 10.151 million in bilibili and 6.827 million in Tik Tok.

Positioning: food production and sharing

The "New Wall Knots Sheep" in the gourmet area is a rhyming maniac in the culinary world. "With the most rigorous real materials and the most flavorful rhyme", the copywriting skills are profound, which also gains a large number of fans. In 2019, 2020 and 2021, it was selected as "Top 100 UP Owners of the Year" in bilibili.

Yanjie gourmet (Chengma)

Fans: 10.769 million (Aauto Quicker) and 8.143 million (Tik Tok)

Positioning: home-cooked food production

Dressed in household clothes, the cooking process of household food is restored with household kitchen utensils, and the engraving is high. The video content is full of human fireworks.

Special planning | Layout expansion type Multi-food film and television content is advanced again

Layout expansion type, diversified food, film and television content, and then advanced

Domestic food film and television content "fragrance" overseas

The development path is very different. A brief analysis of foreign food film and television content

Domestic food film and television content worthy of attention in 2022

Overseas food and television content worthy of attention in 2022

Photo: Douban, program official micro

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Guangdong issued 131 "hard measures" to implement the State Council’s package of policies and measures to stabilize the economy, focusing on six aspects and making practical moves to stabilize the bas

  On June 1st, the Implementation Plan for Guangdong Province to Implement the State Council’s "A Package of Policies and Measures to Firmly Stabilize the Economy" (hereinafter referred to as "Implementation Plan") was published on the website of the provincial government.

  It is reported that the "Implementation Plan" extends the 33 policies and measures in six aspects of the State Council’s deployment item by item, especially in combination with the series of policies and measures for steady growth issued by our province this year, further combing and forming 131 specific policies in six aspects, so as to accelerate the greater effect.

  "Overall, the policy has strong operability, covering the real economy, investment and financing, consumption and other fields, and is expected to play an important role in the steady growth of Guangdong’s economy." Lin Jiang, a professor of economics at Lingnan College of Sun Yat-sen University and deputy director of the Pearl River Delta Research Center in Hong Kong and Macao, said.

  fiscal policy

  Expand the scope of implementation of the phased deferred social security premium policy.

  Corresponding to the State Council’s package of policies and measures to stabilize the economy, the fiscal policy proposed in the Implementation Plan includes seven aspects: further strengthening the implementation of the VAT tax refund policy, speeding up the progress of fiscal expenditure, accelerating the issuance and use of local government special bonds and expanding the scope of support, making good use of government financing guarantees and other policies, increasing government procurement to support small and medium-sized enterprises, implementing the policy of delaying the payment of social security fees, and increasing the support for job stability.

  The "Implementation Plan" emphasizes that it is necessary to strictly implement the tax refund policies for six industries that have been issued by the state to ensure that the stock tax allowance is fully refunded and the incremental tax allowance is fully refunded on a monthly basis. At the same time, we will take effective measures to speed up the processing, and on the basis of taxpayers’ voluntary application, we will centrally refund the remaining tax credits of micro-enterprises and small enterprises before June 30.

  As for the newly-added enterprises in wholesale and retail, agriculture, forestry, animal husbandry, fishery, accommodation and catering, residents’ service, repair and other services, education, health and social work, culture, sports and entertainment industries, the policy of full monthly incremental refund and one-time full refund of the reserved tax amount is implemented. The "Implementation Plan" emphasizes close docking and good preparation in advance to ensure that it is put in place at the first time.

  In order to speed up the issuance and use of local government special bonds, the "Implementation Plan" proposes to speed up the issuance of special bonds issued by the central government this year and basically complete the issuance before the end of June. According to the requirement that this year’s special bonds are basically used up before the end of August, we will speed up the progress of special bond expenditures, and strive to start all the issued special bond projects before the end of June. At the same time, we will closely follow the state’s policy of appropriately expanding the areas of special bond support, and accelerate the planning and reserve of a number of special bond projects around new infrastructure, new energy projects, public services, renovation of old public facilities, and consumer infrastructure.

  In order to reduce the burden of financing guarantee fees for small and micro enterprises, the "Implementation Plan" proposes that the financing guarantee business for small and micro enterprises with a single-family guarantee amount of less than 10 million yuan and an average annualized guarantee rate of less than or equal to 1% will be subsidized by 1% of the business amount for the regional financing guarantee institutions in Jiangmen, Huizhou, Zhaoqing and the eastern Guangdong, western Guangdong and northern Guangdong.

  In addition, increase government procurement to support small and medium-sized enterprises. Strengthen the evaluation of government procurement projects of budget units at all levels, and reserve procurement shares for small and medium-sized enterprises for procurement.

  On the basis of the implementation of three social insurance premium policies for five poverty-stricken industries, such as catering, retail, tourism, civil aviation, highway, waterway and railway transportation, and in accordance with the provisions of national policies, other poverty-stricken industries that have been severely affected by the epidemic, experienced difficulties in production and operation in a large area of the industry and are in line with the guidance of national industrial policies will be expanded to implement the policy of deferred payment, and the period of deferred payment of old-age insurance will be extended to the end of this year.

  The "Implementation Plan" particularly emphasizes increasing the support for stabilizing posts. We will optimize the implementation of the unemployment insurance return policy and further increase the return ratio. Large enterprises will return 50% of the unemployment insurance premiums actually paid by enterprises and their employees in the previous year, and small and medium-sized enterprises will return 90% of the unemployment insurance premiums actually paid by enterprises and their employees in the previous year. In addition, if an enterprise recruits college graduates in the graduation year, signs a labor contract and participates in unemployment insurance, it will issue a one-time job expansion subsidy at the standard of 1,500 yuan per person, which is not repeated with the one-time employment subsidy.

  Monetary and financial policies

  Personal housing, consumption and other loans of people affected by the epidemic can be postponed to repay the principal and interest.

  In encouraging the implementation of deferred repayment of principal and interest for small and medium-sized enterprises, individual industrial and commercial households, truck drivers’ loans and personal housing and consumer loans affected by the epidemic, the Implementation Plan continues the relevant contents in the State Council’s package of policies and measures to stabilize the economy.

  Specifically, guide commercial banks and other financial institutions to continue to negotiate independently with small and medium-sized enterprises, individual industrial and commercial households, truck drivers, etc. according to the principle of marketization, and postpone the repayment of principal and interest on their loans, and strive to make the extension as long as possible; Give a six-month extension of debt service support for commercial truck consumption loans issued before June 30 this year; For people who are hospitalized or isolated due to infection in COVID-19, who are isolated and observed by the epidemic situation or who have lost their sources of income, we will guide financial institutions to flexibly adjust the repayment plan by reasonably delaying the repayment time, extending the loan term and delaying the repayment of the principal.

  In addition, the "Implementation Plan" specifically proposes that local financial organizations such as microfinance companies, pawn shops, financial leasing companies and commercial factoring companies should optimize financial services for key industries, small and micro enterprises and individual industrial and commercial households affected by the epidemic.

  In terms of increasing the support for inclusive micro-loans, in addition to implementing the national policy requirements of doubling the amount and support ratio of inclusive micro-loan support tools this year, and guiding financial institutions and state-owned enterprises to support small and medium-sized enterprises’ accounts receivable pledge and other financing, the Implementation Plan proposes to implement the "first-time lender" loan discount subsidy, and appropriately extend the subsidy time limit depending on the discount effect. We will continue to guide the financial system to reduce fees and make profits to the real economy, and the central financial management department will give incentive funds to local corporate financial institutions that issue inclusive small and micro loans at an increase of 2% of the balance of inclusive small and micro loans.

  At the same time, the "Implementation Plan" proposes to continue to promote the steady decline of the actual loan interest rate, improve the financing efficiency of the capital market, and increase the support of financial institutions for infrastructure construction and major projects. In particular, eligible platform enterprises are encouraged to publicly raise shares and go public overseas according to laws and regulations. Encourage high-quality brokers in the province with subsidiaries in Hong Kong, such as GF Securities, to increase their services for listing in Hong Kong, and strengthen the professional guidance and in-depth cultivation of IPO enterprises in Hong Kong stocks. Support Shenzhen Stock Exchange to build a trading platform for intellectual property rights and scientific and technological achievements, support Guangdong regional equity market to speed up the construction of "special board for scientific and technological innovation", "special board for specialization and special innovation" and "rural revitalization board", and build a centralized custody platform for unlisted securities and a comprehensive cultivation platform for enterprises to be listed.

  Policy of stabilizing investment and promoting consumption

  Promote technological transformation of 8,500 industrial enterprises.

  Car trade-in can be up to 10,000 yuan/car.

  In order to speed up the construction of provincial key projects, the Implementation Plan proposes to set up a special class for parallel examination and approval of provincial major projects, give full play to the overall coordination role of the special headquarters of six provincial major projects, and implement measures such as exempting construction projects from EIA procedures in accordance with laws and regulations, notifying and promising approval, and simplifying the contents of EIA preparation. We will promote a number of proven water conservancy projects, focusing on promoting the construction of Guangdong water resources allocation project around Beibu Gulf and Guangdong water resources optimal allocation project as soon as possible. Accelerate the investment in transportation infrastructure, speed up the construction of Guangzhou-Zhanjiang high-speed railway, Guangzhou-Shantou high-speed railway, shenyang-haikou expressway reconstruction and expansion project, start the construction of Hezhan railway and Ruimei railway, speed up the construction of cross-river and sea-crossing projects such as Shenzhen-China Passage, Shiziyang Passage and Huang Mao Sea Passage, and speed up the construction of "Greater Bay Area on track".

  In order to stabilize and expand private investment, the Implementation Plan calls for encouraging and attracting more social capital to participate in major engineering projects, encouraging private enterprises to give full play to their own advantages to participate in key basic products and technical research, promoting qualified enterprises in the province to actively declare "little giant" enterprises specializing in specialty and innovation, accelerating the technological transformation of 8,500 industrial enterprises, and adding 1,500 new industrial enterprises to digital transformation in the second quarter. In particular, speed up the construction of digital government, develop the innovation industry, and enhance the breadth and depth of the application of innovation products and services in the daily office, business systems and important infrastructure of party and government organs. Encourage private investment to focus on urban infrastructure and participate in project construction in key areas through comprehensive development mode.

  In order to promote the standardized and healthy development of the platform economy, the "Implementation Plan" emphasizes giving full play to the stable employment role of the platform economy, stabilizing the development expectations of platform enterprises and their symbiotic small and medium-sized enterprises, and driving small and medium-sized enterprises to bail out with the development of platform enterprises. Subsidize the e-commerce platform for small and medium-sized enterprises and individual industrial and commercial households to reduce online store deposits, publicity and promotion services. Encourage e-commerce platforms to provide traffic support for SMEs and subsidize the cost of participating in online promotion activities. Guide platform enterprises to do a good job in the online and offline linkage of the "last mile" of epidemic prevention materials and important livelihood commodities in epidemic prevention and control.

  In order to steadily increase the consumption of automobiles, household appliances and other fields, we will implement the special action of automobile trade-in, and give a subsidy of 3,000-10,000 yuan/vehicle to those who scrap or transfer old cars with Guangdong license plates under their personal names, and at the same time buy new cars with trade-in promotion models in the province and put them on the license in the province. Encourage the purchase of new energy vehicles, and give 8,000 yuan/vehicle subsidy to individual consumers who purchase new energy vehicles within the scope of trade-in promotion models in the province before June 30 this year. Further optimize the management of car use, increase the car purchase index in Guangzhou and Shenzhen on the original basis, and no new measures to restrict car purchase shall be introduced in various places. We will fully implement the policy of removing the restrictions on the movement of used cars and remove the restrictions on the movement of small non-operating used cars that meet the national five emission standards. Optimize the investment and construction operation mode of charging piles (stations) for new energy vehicles, improve the construction standards of charging infrastructure and parking facilities, and gradually realize the full coverage of charging facilities in all communities and operating parking lots. More than 20,000 public charging piles have been built this year, basically achieving 100% full coverage of charging facilities in expressway service areas in the province. Encourage cities to organize production and sales enterprises such as household appliances to launch activities to benefit the people and promote consumption, and focus on encouraging the promotion of green smart home appliances, smart phones and wearable devices to promote the upgrading of household appliances in our province. Encourage all localities to issue coupons, Huimin coupons, etc. for consumption in retail, catering, cultural tourism, accommodation and sports, and activate the consumer market.

  Policy of ensuring food and energy security

  Accelerate the payment of agricultural subsidies for cultivated land, and add 13 million kilowatts of installed power this year.

  Ensuring food and energy security is an important prerequisite for stabilizing the economy.

  The "Implementation Plan" proposes to improve and perfect policies such as grain income security, speed up the distribution of subsidies for the protection of cultivated land fertility, and timely distribute the second batch of agricultural subsidies to make up for the decline in grain income brought about by rising costs. We will introduce a policy of rewarding and subsidizing the rehabilitation of abandoned farmland to ensure stable grain production and increase production.

  The "Implementation Plan" emphasizes that efforts should be made to promote the implementation of a number of energy projects. 8.88 million kilowatts of backbone power supply projects and 26 power grid projects supporting coal-fired power stations, gas-fired power stations and pumped storage power stations will be completed and put into operation this year. This year, the installed power supply is 13 million kilowatts. At the same time, improve the coal reserve capacity and level, and strengthen the reserve capacity of energy resources such as crude oil.

  Policy of ensuring supply chain stability in industrial chain

  Small and micro enterprises and individual industrial and commercial households use water, electricity and gas in arrears.

  In order to reduce the production and operation costs of market players, the "Implementation Plan" clearly stipulates that the policy of "non-stop supply of arrears" for water, electricity and gas for small and micro enterprises and individual industrial and commercial households temporarily experiencing production and operation difficulties due to the epidemic situation will be fully implemented, and a six-month fee deferral period will be set up, and cities will be encouraged to further extend it according to local conditions, and late fees for arrears will be exempted during the deferral period.

  The "Implementation Plan" proposes to promote the phased reduction and exemption of housing rents for market entities. This year, it is listed as a county-level administrative area where high-risk areas in the epidemic are located (Dongguan City and Zhongshan City are located in the administrative areas of towns and streets). Small and micro enterprises in the service industry, small and micro enterprises in the manufacturing industry and individual industrial and commercial households rent state-owned houses, and the rent is reduced for six months this year, and the rent in other areas is reduced for three months. If the lessor waives the rent, it can waive the property tax and urban land use tax in the current year according to the regulations. Small and medium-sized enterprises that rent standard factories in industrial parks and industrial clusters will be given rent holdover or reduction support, and municipalities will give subsidies to the lessors of standard factories to reduce their rental income.

  For enterprises in industries such as civil aviation, which are greatly affected by the epidemic, the "Implementation Plan" emphasizes the need to increase relief support, increase the amount of emergency loans for civil aviation, encourage banking financial institutions to increase credit support for airports and airlines in the province, encourage qualified airports and airlines in the province to issue corporate credit bonds, and broaden diversified financing channels. As a relief fund for cultural tourism enterprises, the provincial financial co-ordination fund is mainly used to support cultural tourism enterprises such as key travel agencies, A-level tourist attractions, cultural and artistic troupes, performance venues and cultural tourism to promote consumption activities.

  In terms of optimizing the policy for enterprises to return to work and achieve production, the Implementation Plan emphasizes that the epidemic prevention and control measures defined by the joint prevention and control mechanism of the State Council and the joint prevention and control mechanism of the province should be strictly implemented, and the implementation standards and enforcement efforts of cities, counties, towns and villages should be consistent, and they should not be enlarged without authorization or overweight at different levels. Low-risk places can’t restrict the flow of people at will, and places with epidemic situations can’t arbitrarily expand the scope to ban eating in restaurants and shut down production and business premises outside the "three areas". Encourage qualified enterprises to carry out closed-loop production in the event of an epidemic to ensure their stable production. In principle, it is not required to stop production. The government where the enterprise is located should give guidance on epidemic prevention and control, strengthen the services of returning employees, logistics support, upstream and downstream connection, and minimize the impact of the epidemic on the normal production and operation of the enterprise.

  In terms of improving the policy of ensuring smooth traffic and logistics, the epidemic prevention restrictions on freight vehicles from areas with low risk of epidemic situation are completely abolished, and efforts are made to break through the bottleneck of manufacturing logistics and speed up the turnover of finished goods inventory; It is not allowed to block or close highways, ordinary highways and waterway locks without authorization. It is strictly forbidden to isolate county and rural roads, and it is not allowed to shut down expressway service areas, ports and docks, railway stations and civil transport airports without authorization. It is strictly forbidden to restrict the normal flow of people in areas with low risk of epidemic situation. For industrial enterprises involved in epidemic areas, the vehicle passes for transportation of key materials should be "applied to the utmost" and "issued to the utmost" to ensure the smooth logistics of key materials. For freight vehicles coming from or entering or leaving the city where the high-risk areas in the epidemic are located, the system of "taking, leaving and chasing" shall be implemented.

  Policy of ensuring basic livelihood

  People who are in difficulty due to the epidemic can be temporarily rescued from the place where the emergency occurred.

  At present, the downward pressure on the economy is increasing, and it is even more necessary for government departments to make precise policies and concentrate financial resources to protect basic people’s livelihood.

  The "Implementation Plan" requires that the phased support policy for housing provident fund be implemented, and enterprises affected by the epidemic can apply for deferred payment of housing provident fund according to regulations, and pay back after the expiration. During this period, the paid employees can normally withdraw and apply for housing provident fund loans, which is not affected by holdover. If the depositor affected by the epidemic cannot repay the housing provident fund loan normally, it will not be overdue and will not be submitted to the credit information department as an overdue record.

  At the same time, we will improve the support policies for agricultural transfer population and rural labor employment and entrepreneurship, improve the provincial financial incentive mechanism for urbanization of agricultural transfer population, and increase support for areas where migrant agricultural transfer population across provinces and provinces has settled in many places. Will meet the conditions of new citizens into the scope of business guarantee loans, new citizens belong to the key groups of self-employment or business within three years, can apply for a maximum amount of 500 thousand yuan of personal business guarantee loans. If the small and micro enterprises founded by new citizens meet the relevant conditions, they can apply for a guarantee loan of up to 5 million yuan for small and micro enterprises.

  More importantly, it is necessary to improve the social and people’s livelihood security measures. The "Implementation Plan" requires that the aid subsidy funds allocated by the central and provincial governments be well used and distributed in full and on time to the people who need help through the direct financial mechanism. Co-ordinate relief resources, give precise subsidies according to the characteristics and needs of the relief objects, cancel the restrictions on household registration and residence, and give temporary relief to people who have difficulties in basic life due to the epidemic from the place where the emergency occurred.

  fiscal policy

  ● For all small and medium-sized enterprises and individual industrial and commercial households that are temporarily affected by the epidemic, the payment of three social insurance units will be deferred in stages, and the deferral period will be implemented in stages until the end of this year.

  Monetary and financial policies

  ● Delayed repayment of principal and interest for small and medium-sized enterprises, individual industrial and commercial households, truck driver loans and personal housing and consumer loans affected by the epidemic.

  Policy of stabilizing investment and promoting consumption

  ● Promote the technological transformation of 8,500 industrial enterprises; The subsidy for car trade-in can reach up to 10,000 yuan/car; The charging facilities in the expressway service area in the province are fully covered.

  Policy of ensuring food and energy security

  ● Accelerate the distribution of farmland fertility protection subsidies and the second batch of agricultural subsidies; Promote 8.88 million kilowatts of backbone power supply projects and 26 power grid projects to be completed and put into operation this year, and add 13 million kilowatts of power supply installed this year.

  Policy of ensuring supply chain stability in industrial chain

  ● Small and micro enterprises and individual industrial and commercial households that are temporarily experiencing difficulties in production and operation due to the epidemic situation can use water, electricity and gas "without interruption", and the maximum rent for renting state-owned houses can be reduced for six months.

  Policy of ensuring basic livelihood

  ● Enterprises affected by the epidemic can apply for deferred payment of housing provident fund according to regulations; New citizens can apply for a personal business guarantee loan with a maximum amount of 500,000 yuan.

Cherry can be tasted early! It will take two weeks to realize "cherry freedom"

  In the light snow solar terms, Hangzhou is still bathed in the warm sun. Our traditional culture in China pays attention to "don’t eat from time to time", and now it’s the season to eat cherries, and a new batch of cherries from abroad have been listed in China one after another.

  The cherries flown in by air are neatly placed at the door of the store. Reporter Yan Xinei photo

  "It sold for more than 1,000 yuan a week ago." On November 22nd, after visiting the fruit wholesale market and a number of chain fruit retail stores in Hangzhou, Chao journalists found that the price of cherries was still high, and foodies had to wait to realize the freedom of cherries.

  The price is "prohibitive"

  Some merchants did not purchase goods directly.

  "Up to 3 or 4 boxes a day." When talking about the shipment of their own yellow cherries, the proprietress of Hangma Fruit Store shook her head again and again. "The purchase price is expensive, and I don’t dare to take more every day."

  Wenhui fruit wholesale market. Reporter Yan Xinei photo

  In Zhejiang Wenhui Fruit Wholesale Market, the reporter walked down and found that there were 30 or 40 merchants in the whole market, and many merchants only put four or five boxes of cherries in their stores. Some bosses simply didn’t buy any, and the reason was very direct, that is, the price was too high.

  Subsequently, the reporter went to a number of fruit retail stores in the urban area. Many shopkeepers said that the price of cherries is too expensive now, and fewer people buy them, so they didn’t purchase them. Some chain stores have already started to sell, but the price is "prohibitive".

  Generally speaking, the bigger the cherries are, the better the quality, such as 14 grams of 4J single fruit, 12 grams of 3J single fruit, 10 grams of 2J single fruit and 8 grams of single J single fruit. For example, a Dayong fruit shop on Tiancheng Road sells cherries with specifications of 3J this year at a retail price of 128 yuan per catty. If it is converted into a box, it should be 600 yuan at least. On the other hand, at a fresh fruit shop opposite, you can see that the signboard of "Fresh Wild Ace, here comes cherries" has been hung at the door, but at present, it is mainly for publicity, and the clerk said that it has not arrived yet.

  Online price of cherries. Image from the network

  Did Hangzhou Shangchao serve cherries, and what was the price? The reporter opened the APP search of "Box Horse" and "Sam" and found that a catty of cheap 2J cherries is around 100 yuan, and a catty of 3J cherries is around 120 yuan. A kilo of ordinary cherries on the online take-out platform is around 180 yuan.

  Sea cherries haven’t arrived in Hong Kong yet.

  It will take two weeks to realize the freedom of cherries.

  Every November, imported cherries will be listed in China. Chile, Australia and New Zealand are the main producing areas of imported cherries in China. However, at the end of November this year, the long-awaited freedom of cherries came late.

  "At this time in previous years, the price of cherries in Hangzhou has fallen for a long time. This year is different, and now the price is still running at a high level." Sister Mao, who has been engaged in fruit wholesale for many years in Zhejiang Wenhui Fruit Wholesale Market, told Chao News reporter, "Last year’s cherries were packed in a box of 5 kg, and the general price was more than 300 yuan. Now they are sold in 500 yuan. 4. The quality of 500 yuan is not so good. The better mulberry Tina (cherry variety) is now sold in more than 700 boxes."

  Jianqiang Fruit in Wenhui Fruit Wholesale Market also sells cherries. "Now 2J black cherries sell a box of 350 yuan, with a box of 5 kg. The specifications of 3J are larger and the price is more than 400 yuan." The proprietress said that this year’s price is indeed higher than the same period of last year, and the price a few days ago is even higher than now. "A few days ago, 5 kg was sold to 1000 yuan. I have dropped some in recent days. "

  Cherry in the fruit retail store. Reporter Yan Xinei photo

  Why is it so expensive? The proprietress of Jianqiang Fruit revealed: "The main reason is that the newly listed cherries are all shipped by air from Chile, and the freight is much more expensive than that by sea. When the cherries shipped by sea arrive in Hong Kong two weeks later, the price of cherries will drop sharply."

  It is understood that nearly 90% of Chilean cherries are exported to China. Because Chilean cherries shipped by sea arrived in Hong Kong later than last year, the fresh cherries on the Hangzhou market are basically airlifted from Chile.

  The proprietress estimated the price according to previous years. "After two weeks, the price of 5 kg is more than 200 yuan a box, which can be nearly half cheaper, depending on when the goods arrive."

  However, the proprietress also said that her goods had just arrived by air on the same day, "fresher than by sea."

  There are many varieties of cherries.

  It depends on the variety.

  "Is there a yellow car?"

  "Yes, it is expensive, a box of 4 kg and 4 Liang is more than 600 yuan."

  Near noon, some customers came to the fruit wholesale market to buy yellow cherries, because the owner of the fruit shop offered a higher price. Finally, customers gave up buying yellow cars and bought cheaper mangosteen instead.

  The customer said helplessly: "The yellow car is crisp and sweet, which is delicious, but the price is too much."

  The reporter wandered around the market and found that the price of yellow cherries was the most expensive. When asked, the bosses all say that this is mainly because of the variety.

  Yellow cherries sold in the fruit wholesale market. Reporter Yan Xinei photo

  According to Mao Jie, an old merchant selling imported cherries, the origin of imported cherries in Hangzhou is mainly Chile, and there are many varieties. The market often sells black cherries such as Santina and Cordia, red cherries such as Brooks, Rabins and yellow cherries such as Rennie.

  "The taste of cherries depends on the variety, such as Cordia and Santina, which are more delicious than the average variety of black cherries." Sister Mao said that when choosing cherries, you should choose "long legs"-the fruit handle is long and thin. "Under the same freshness, the varieties with long handles will taste better than those with short handles."

  Reporter Yan Xinei photo

  She also reminded that if you want to buy high-quality cherries, you should pay attention to the variety of cherries in addition to the 4J label that everyone is familiar with now. "Although you look at the color, the varieties are different, and the price will be much worse. Take yellow cherries as an example. Now the best varieties are sold for more than 800 boxes."

2019.7.25 | Today’s headlines re-sell insurance; Only 30% of white-collar workers buy health insurance.


Today’s highlights

In the first half of the year, the premium income was 2,553.7 billion yuan, and the premium income of health insurance exceeded that of auto insurance.

  On July 25th, China Banking and Insurance Regulatory Commission announced the operation of the insurance industry in the first half of 2019. According to the data, in the first half of 2019, the original insurance premium income of the whole industry was 2,553.7 billion yuan, up by 14.16% year-on-year. Among them, the original insurance premium income of property insurance companies was 670.6 billion yuan, a year-on-year increase of 11.32%; The original insurance premium income of life insurance companies was 1,883.1 billion yuan, up 15.12% year-on-year, and the new payment of policyholders’ investment funds and investment-linked insurance independent accounts was 600.3 billion yuan, up 28.32% year-on-year. It is worth noting that since the first half of the year, the health insurance premium income of the whole industry has reached 397.6 billion yuan, exceeding the auto insurance premium of 396.6 billion yuan. (today’s guarantee)


  The total assets of Guangdong insurance industry exceeded the trillion mark, and the premium increased by 21.52% in the first half of the year.


  On July 24, the reporter learned from Guangdong Banking Insurance Regulatory Bureau that in the first half of 2019, the total assets of Guangdong insurance industry (excluding Shenzhen) reached 1.02 trillion yuan, which exceeded the trillion mark for the first time, with an increase of 8.12% year-on-year. In the first half of 2019, the insurance industry in Guangdong achieved a premium income of 239.74 billion yuan, a year-on-year increase of 21.52%, of which the premium income of property insurance companies was 50.462 billion yuan, and the premium income of life insurance companies was 183.02 billion yuan, ranking first in the country in terms of total premium, property insurance and life insurance. (21st century business herald)


  The highest rate of return of investment-linked insurance accounts in the first half of the year was 39%, and over 90% of the accounts received positive returns.


  Recently, Huabao Securities recently released a statistical report on investment-linked insurance, showing that there were 200 investment-linked accounts included in the ranking system in June 2019. Except for three investment-linked insurance accounts with negative returns, all other accounts had positive returns, and the accounts with positive returns accounted for more than 90%. Among them, the accounts with the highest returns had a yield of 39% in the first half of the year. (Securities Daily)


  Rongsheng Property Insurance lost 127 million yuan in the first year of its establishment. Less than one year after its opening, the president left.


  Recently, the second quarterly report of solvency was released one after another, and the company’s "annual examination" report card was officially unveiled, which came together with the net profit loss of 127 million yuan and the underwriting profit of the top five insurance products, as well as the resignation of President Xu Guangzhe. In front of the new president, in addition to how to turn the tide and help the performance turn losses into profits, the next layout of technology insurance has also become the focus of attention. (beijing business today)







善诊与国泰产险合作第二款老年医疗险正式在支付宝开售

Good consultation and Cathay Property Insurance Cooperation The second old-age medical insurance was officially launched in Alipay.


  On July 25th, Shanzhen, the inventor and leader of medical insurance for the elderly, and Cathay Property Insurance, a member of Ant Financial, jointly created the "filial piety insurance" medical insurance product for the elderly, which was officially put on sale on Alipay Ant Insurance Platform. This is the second product developed by the joint industry for the brand-new insurance sub-category of old-age medical insurance after the original invention of good diagnosis launched the first domestic old-age medical insurance in March. The "filial piety insurance" old-age medical insurance uses the Alpha accurate risk control engine specially developed for the silver-haired group, which realizes the first insurance for the highest 80-year-old people to buy, and the longest insurance can be extended to 100 years old, providing the basic guarantee of malignant tumor+accidents and the guarantee upgrade of unlimited diseases, with a maximum coverage of 4 million. This product landed on Alipay Ant Insurance Platform, which also represents the initial recognition of medical insurance for the elderly by industry giants. (today’s guarantee)


  Today’s headlines re-sell insurance, and after half a year of rectification, they are low-key online.


  Today’s headline APP’s insurance channel has recently launched a number of products, which have changed to some extent compared with the main products before they were removed from the shelves: regarding the problem of improper publicity of its insurance sales subject referred to by supervision, the insurance channel display page of today’s headline APP has changed from the "headline insurance" initially displayed to "insurance service"; There is a gray font at the bottom of the page: this platform is provided with insurance services by Beijing Huaxia Insurance Brokerage Co., Ltd. At the same time, on the insurance product page, the words "sold by Huaxia insurance broker" were added to the information of insurance companies previously underwritten.


  At present, today’s headline APP shows that the online products come from three insurance companies, including 2 Taikang Online, 5 Allianz Property Insurance and 2 Asia-Pacific Property Insurance. According to official website, an insurance broker of Huaxia, it also sells products of many insurance companies, such as Centennial Life Insurance, Luxury Life Insurance, Sino-Dutch Life Insurance, Ruihua Health Insurance and Anxin Insurance. Official website, an insurance broker of Huaxia, also showed that he is still selling insurance on the Know Car Emperor APP, which is also the headline APP today. (Broker China)


  Take risks and invest in new science and technology innovation board. Expect to test the investment value with time.


  Science and technology innovation board is the hottest topic in the capital market these two days, and it has also become the most surprising investment income of insurance equity this year. Insurance funds are also important institutional investors in science and technology innovation board. The six insurance institutions interviewed by the reporter who participated in the new venture in science and technology innovation board all said that "the rate of return is quite good" and achieved the expected income target. The insurance funds interviewed generally made a profit on the first day of trading in science and technology innovation board, and said that they would continue to pay attention to the follow-up trends and opportunities. (Securities Times)


  Foreign capital makes efforts to invest in insurance market segments or benchmark international markets.


  The Office of the State Council Financial Stability and Development Committee recently launched 11 measures to open up the financial industry, among which the opening up of the insurance industry is regarded as the "highlight" by the industry. Although the market share of foreign life insurance will increase in the future, the channel problem may be the bottleneck of the business development of foreign life insurance companies. Internet sales can be a breakthrough in the future, but it will be limited by the total scale. Therefore, poor sales channels will still restrict the development of foreign life insurance companies in the future. The liberalization of the foreign shareholding ratio of insurance asset management companies will promote the insurance investment to be in line with the international market, dig out more assets that meet the long-term characteristics of insurance funds, enhance the investment ability of insurance funds, better support entities, and support the transformation of liabilities. (china securities journal)







英国《金融时报》调查:相互宝启蒙大众保障习惯

Financial Times Survey: Mutual Treasure Enlightens Public Security Habits


  On July 24th, according to the latest survey of the Financial Times, one third of the respondents of Mutual Treasure users said that they are very likely to buy critical illness insurance in the next six months, and the proportion is as high as 55% in first-tier cities. Among the users who did not participate in mutual treasure, the proportion was only 22%. The Financial Times said that at first, traditional insurance companies were worried that mutual treasures might divert customers. On the other hand, the survey results are just the opposite. Mutual Insurance has raised the public’s awareness of protection by lowering the protection threshold, so traditional insurance companies have gained more potential customers. (World Wide Web)


  Report: Only 30% of white-collar workers buy health insurance.


  Zhilian Recruitment and Micro-medicine recently released the "2019 Workplace Health Report". The data shows that only 20% of white-collar workers think that they are in good health, only 30% of white-collar workers buy health insurance, and the purchase rate of young people is low. According to the survey data, only 23.3% of people in the workplace think that they are in good health at present. Among them, 5.5% rated themselves as "very good"; It is considered that the general physical condition accounts for the most, reaching 45.4%; Another 31.3% people think that their physical condition is poor. Men are more confident about their health, and 26.8% of men think they are in good health, compared with 19.8% of women. (Beijing Daily)







Credit insurance business exposes four major problems, supervision warns of barbaric growth hidden dangers

Credit insurance business exposes four major problems, supervision warns of barbaric growth hidden dangers


  On July 24th, the reporter learned exclusively that the regulatory authorities recently found internal control loopholes such as lack of management system and imperfect early warning mechanism in a thorough investigation of 62 property insurance companies operating credit insurance business, and warned the companies to operate cautiously and make practical rectification. (shanghai securities news)







核心软件解决方案供应商BriteCore获得新一轮4760万美元融资

BriteCore, a core software solution provider, has received a new round of financing of $47.6 million.


  BriteCore, a supplier dedicated to providing the next generation of core software solutions for insurance companies, announced that it has received $47.5 million in financing led by WarburgPincus. The original investors RadianCapital and WCF Mutual Insurance Company also participated in this round of financing. This round of investment has made the company’s total financing amount exceed 70 million US dollars, enabling BriteCore to further accelerate the development of innovative products, while continuing to expand its insurance industry expert team to help support the growth of its customers. BriteCore is a platform that provides modern end-to-end core software for property and accident insurance companies with industry-leading technology. The cloud native solution designed by Britecore is deployed through Amazon web services and constantly updated, which maximizes security, efficiency and durability. The API integration function provides access to third-party solutions and extends the basic core, data and digital products of BriteCore. More than 50 insurance companies, MGA intermediary platforms and insurance technology start-ups have cooperated with BriteCore to access emerging technologies, improve operational efficiency and optimize user experience through this platform, so as to promote digital transformation and gain competitive advantages. (crossing insurance observation)


  SPLICE Software cooperates with Lighthouse Property Insurance to provide user service for it.


  SPLICE Software is an American technology company that is good at using big data, small data and voice recognition technology to optimize user participation. Recently, SPLICE announced that it has reached a cooperation with Lighthouse PropertyInsurance, a regional property insurance company, which will provide proactive personalized communication services for policyholders of Lighthouse to enhance the company’s user experience. It is reported that Lighthouse Property Insurance will simplify the communication with policyholders and optimize the user experience through SPLICE’s Dialog Suite. In addition, Lighthouse will exchange data seamlessly and securely through Insuresoft’s diamond platform and SPLICE. (crossing insurance observation)

  END

    This article was first published on WeChat WeChat official account: Today’s Insurance. The content of the article belongs to the author’s personal opinion and does not represent Hexun.com’s position. Investors should operate accordingly, at their own risk.

(Editor: Li Jiajia HN153)

Ne Zha scored high and counterattacked the director’s sincere feedback.


1905 movie network news Domestic adult-oriented animated films have recently started the second round of national limited-time limited screening. Since the screening week, the film has successfully stood out from many excellent films, achieved many good results, and set a new record for domestic animated films in 2019; The film showed 0.1% of the films, and rushed to the hot search list in Weibo against the trend for 4 degrees, which caused extensive discussion among netizens. The outstanding achievements of the film can not be separated from the recognition and support of the domestic audience for Guo Man. As the first IMAX domestic animated film, Ne Zha will officially land in major cinemas on July 26th.

Get full marks from audiences of all ages. "The greatest happiness is audience satisfaction."

As an animated film, Ne Zha has successfully subverted countless audiences’ definitions of animation and traditional myths, and has become one of the national masterpieces suitable for all ages. For the adult audience, the film doesn’t simply shout the slogan "Justice conquers evil" from beginning to end, but tries to present a protagonist Nezha who has real human feelings and wanders between good and evil in human nature. All characters, including Nezha, have no absolute villains and decency, and good and evil exist in everyone. Through the realistic role setting, the film won the empathy of countless audiences. Facing the praise of the audience at the screening, director jiaozi said that "we only need the satisfaction of the audience in China, which is our greatest happiness".

For the parent-child audience, the film is of great educational significance, and it tells the truth to parents and children in a subtle way. The scene was shown in advance, and many viewers came to the cinema in groups. The atmosphere was very active, and laughter and cheers broke out with the plot. In the film, the education methods of Li Jing and his wife for Nezha have aroused many parents’ and viewers’ reflections: Nezha, who seems to be stubborn, is actually resisting the label of "magic boy" in his own way. The attitude and influence of Li Jing and his wife towards Nezha is an important reason for Nezha’s fate. After the screening, some parents said with emotion, "I didn’t expect to see it more seriously than children." There is no perfect child in the world, and parents’ attitude towards children affects their every move.

The film audience who "gathers the strength of the whole domestic industry" is very supportive: it must be seen in summer

The recognition and praise of the film Ne Zha can not be separated from the intention of the director and the production team. More than 1600 people actually participated in the production of the film, and the number of participants ranked in the forefront of animated film production. The production process of this film, which director jiaozi described as "gathering the strength of the whole domestic industry", has experienced "bumps". According to the director, only the scene in which Shen Gongbao turned into a figure in less than 5 seconds took two or three months. In order to design a scene innovatively, director jiaozi even locked himself in his room "thinking hard" and stayed indoors for almost a whole day.

Since the opening of the screening, the film has been well received. Although the number of screening sessions is limited, many viewers have already brushed the film three or four times. Recently, in the Changsha roadshow, some viewers even created according to the scene of Nezha’s birthday party in the film, and presented their paintings, Nezha and Ao Bing, to jiaozi, the director, to show their love for the film. Facing the favorable comments from the audience, director jiaozi said that "I am very touched by everyone’s recognition of the film along the way", and the support of every audience is the "best praise" for the film and the participants.

The animated film Ne Zha will be released nationwide on July 26th, and will be released simultaneously with the IMAX 3D version as the first domestic animated film of IMAX.


National Medical Insurance Bureau: COVID-19’s vaccine and vaccination costs are borne by the medical insurance fund.

  CCTV News:On the 20th, the State Council held a briefing on the the State Council policy of the Regulations on the Supervision and Administration of the Use of Medical Insurance Funds.

  At the meeting, Shi Zihai, deputy director of the National Medical Insurance Bureau, said in response to COVID-19’s vaccination and other issues, according to the decision-making arrangements of the CPC Central Committee and the State Council, the current round of Covid-19’s vaccine and vaccination fee policy has been made clear, mainly with two main points: First, the vaccine and vaccination fee should be borne by the medical insurance fund, and the financial sector should give appropriate subsidies to the medical insurance fund, and individual residents should be vaccinated free of charge. Second, the medical insurance fund is mainly borne by using the balance over the years, which does not affect the income and expenditure of the fund in the current period, that is to say, it will not affect the medical treatment of the people in the current period.

  Shi Zihai said that this is a special measure to deal with special events, which fully embodies the CPC Central Committee’s concept of upholding people first and life first, fully embodies the superiority of the socialist system, and is conducive to quickly establishing an immune barrier, maintaining normal production and living order, and also helping to protect the fundamental interests of the people to the maximum extent.

  At present, the National Medical Insurance Bureau has worked with relevant departments to study and formulate a detailed operation plan for the protection of vaccines and vaccination costs after the conditional marketing of vaccines. In the next step, we will guide all localities to seriously organize and implement the good policies of the CPC Central Committee and the State Council.

  Regarding the accumulated balance of the medical insurance fund, Shi Zihai said that according to the statistical express, the total income of the fund in 2020 is 2.4 trillion yuan, and the expenditure is about 2.1 trillion yuan. The balance in that year is 270 billion yuan, and the accumulated balance over the years exceeds 3 trillion yuan. At present, the overall operation of the fund is stable, and the balance is generally abundant. The use of the balance will not affect the people’s current medical insurance benefits.

  Shi Zihai also pointed out that although the current accumulated balance is relatively large, one-third of it is personal accounts, and the overall fund balance is about 2 trillion yuan. Moreover, the regional distribution of the fund balance is very uneven, mainly concentrated in some provinces with population inflows, and the degree of concentration is still increasing. According to statistics, in the six eastern provinces and cities with large population inflows, the accumulated balance of employee medical insurance funds accounted for 44.7% of the country in 2010, and it has risen to 56.6% last year. Especially with the economic growth from high-speed to medium-high-speed, the aging of the population, the change of disease spectrum and the progress of medical technology, the medical expenses are increasing, and the growth rate of fund income is lower than the growth rate of expenditure, which will become the new normal, and there is some pressure on the long-term balance of medical security funds.

  "In the next step, we will carefully analyze the operation of the medical insurance fund, and actively strengthen the supervision and management of the use of the medical insurance fund with relevant departments to ensure the long-term sustainable and balanced operation of the fund." Shi Zihai emphasized that on the whole, there is no problem for the medical insurance fund to bear the cost of vaccines and vaccination.

An Obstetrician gives an answer to the "dispute" caused by a primary school math problem.

  This topic was posted in a circle of friends by a father who is a teacher in a university in Hangzhou. It is the classroom assignment of his son Dudu in the first grade.

  The topic is: Xiaotian is 10 years old this year, and his brother is much older than him. How old is his brother? There are four answers: 60 years old; 18 years old; 12 years old; Nine years old. Dudu chose 60 years old, but was wrongly sentenced.

  Although both parents are university teachers, both of them read the question carefully and said they could not understand it. Since "much older", you should choose 60 years old. "The correct answer to this question is the second one. I really don’t know how to explain to my son why I have to choose 18 years old." Du Dad said in a circle of friends.

  The reporter made an entrance survey.

  One third of the children chose "60 years old"

  Qianbao reporter checked, this question comes from the supporting classroom exercise book of first-grade mathematics of People’s Education Press, which is more formal.

  We went to two primary schools in Hangzhou to do a survey on entering classes. For this question, 21 of 68 children got the same answer as Dudu, and all thought that their brother might be 60 years old.

  In fact, we asked many primary school math teachers, and they all agreed with the answer of 18 years old.

  Cheng Yanjuan, a first-grade math teacher at Hangzhou Tiancheng Education Group, recently approved this topic in her exercise book. "Many students in the class choose 60 years old because they pay attention to ‘ Much bigger ’ These three words, but the children ignored ‘ Brother ’ This restriction. " She said, "The original intention of this question is to examine students’ attitudes towards ‘ Much bigger ’ The understanding of this word must also be analyzed in combination with the actual situation. "

  When doing the survey, we asked those students who chose 60 years old, "How old are brothers?" Many children immediately reacted: "60 years old should be the age of grandfather, not the age of brother."

  How much bigger is "much bigger"

  The teachers answered this question.

  Teacher Cheng Yanjuan said: "If you follow ‘ Much bigger ’ In three words, you can choose 60, because 60 is really much older than 10. But this question also involves real life — — My brother’s age. "

  Teacher Wang, a math teacher in a public primary school in Hangzhou, explained that this is a question of size, but it is different from the specific size. It examines the first-year students’ understanding of some commonly used fuzzy concepts in daily life scenes, such as "much bigger", "much smaller", "bigger" and "smaller".

  "Like this ‘ Much bigger ’ 、‘ Much smaller ’ The concept of ""is broader than fuzzy, so it must be answered by combining the specific situation of the topic and the comparison of options. Like this question, if you only see ‘ Much bigger ’ Then I will choose 60, but the title clearly points out ‘ Brother ’ Then you should choose 18 years old. " The teacher said.

  After excluding the age of 60, why is the difference between 18 and 10 8 years old, even if it is "much bigger" in the title? Teacher Cheng Yanjuan explained this way: "A 10-year-old child is probably in the fourth grade, and at the age of 18, he should be in the third year of high school. From this perspective, a senior three student and a senior four student are really more suitable to use ‘ Much bigger ’ This word. "

  Everything is afraid of being true.

  Parents question the "standard answer"

  Many parents don’t agree with the teacher’s explanation.

  Du Da mentioned in the previous article said, "It is right to choose 18 years old according to logic, but the questioner underestimated modern technology. George Murdoch’s eldest son was born in 1958 and his youngest daughter was born in 2003, so 60 years old is not wrong. "

  The father of another first-grade child insists that it is right to choose 60 years old, because the "much bigger" in the title is the purpose of the investigation. After all, it is only the first grade. If we look at it from the physical possibility, it is somewhat difficult for the child.

  The father said, "My child has done many questions of this type. If he is asked to choose, he will definitely choose 18 years old, but choosing 60 years old should not be wrong. Because in the child’s mind, why can’t my brother be 60 years older than my brother? " Nowadays, there are many only children. In the eyes of children, a brother may not only be his parents’ own, but he is of the same generation with a big age gap, and his parents will generally teach him to call him "brother".

  Another father said, "If my child chooses 60 years old, I will not think that he is wrong, but will encourage him. I hope to cultivate his spirit of questioning, instead of learning to adapt to the rules and adapt to the standard answers. "

  The comments of "Shengxuebao" netizens are also very sharp.

  This kind of question is unnecessary.

  Yesterday, Qianbao Education WeChat WeChat official account "Shengxuebao" pushed this report, and the netizens left a very positive message. Of course, most netizens object to parents’ "obsessing" approach, thinking that it will only make children "more and more at a loss".

  Netizen "Bingjige": The teacher explained it correctly, so it should be based on most situations, and this case is a special case. It examines students’ understanding of the reality of life, and some parents just like to be true.

  Netizen "Bai Yingchun": For this kind of question, it is really unnecessary. After all, the 60-year-old brother is an extreme case, and of course he can’t be right. When you encounter such a problem, just explain it to your child.

  Netizen "Shan": I just discussed this question with my children yesterday. I hesitated between 60 and 18. The children thought it should be 18, and said that there was no 60-year-old brother. Adults thought it was complicated after watching it too much.

  Netizen "Dream Boat": I think this topic is very good! Even if 60 and 18 are right, 18 should be accurate, because 60 means "very, very much" rather than "a lot". Parents can discuss some knowledge with their children in a timely manner in addition to the answers under common sense. For example, if the elder brother is really 60 years older than the younger brother, what are the possibilities? Instead of clinging to this handful of "brothers and younger brothers", why bother!

  We asked the obstetrician.

  The doctor gave an unexpected answer.

  With the spirit of getting to the bottom of the matter, we have looked up a lot of information and found that it is not uncommon for brothers and sisters to have very different ages, and it is more common in ancient times.

  Stanley Ho, the gambling king of Macao, has married four wives and had 17 children. When He Chaoxin, the 17th child, was born in 1999, Mr. He was 78 years old, and the age difference between the children was 52 years old.

  On December 9, 2016, mick jagger, the 73-year-old lead singer of the Rolling Stones, became a father for the eighth time. Before that, he had seven children, the oldest difference between them was 46 years old … …

  However, according to medical science, there are two main situations: one is half-brother; The other is egg donation. The possibility of natural fertility of men has always existed in old age. Although women are less likely to have fertility after menopause, they also have the opportunity to give birth to babies by donating eggs.

  Han Xiujun, director of the Sixth Department of Obstetrics and Gynecology Hospital affiliated to Zhejiang University School of Medicine, said that in 2016, a 61-year-old ultra-old woman from the Provincial Women’s Insurance Company successfully conceived with the help of IVF, and finally gave birth through cesarean section. The woman’s husband is also about the same age.

  "Mothers over the age of 35 are often referred to as elderly mothers. Generally speaking, the older you get, the lower the probability of natural pregnancy and the greater the risk of pregnancy. However, it is also wrong to say that you can’t have children due to age restrictions, because it can also be achieved through assisted reproductive technology. For example, the 61-year-old woman can still conceive successfully through IVF after menopause. " However, from the perspective of doctors’ prenatal and postnatal care, Director Han believes that the more suitable option for this first-year math problem should be 12 years old.

  "Because the second child is regenerated after an interval of 2 to 3 years, it is most suitable for the mother to recuperate, and it can also make the family more energetic in raising children, so the age difference between my brother and Xiaotian is best around two or three years old." Director Han said. (qianjiang evening news reporter Shen Meng and correspondent Chen Hongcheng Dai Xinyi)

It is high time for domestic films to shoot adult women’s love.

In one scene, Mr. Bai, a painter played by Xú Zhēng, was temporarily called to be a hand model for an advertisement.

Miss Li, played by Ma Yili, sat in front of the monitor at first.

Only Mr. Bai’s hand was photographed in the camera. So later, she couldn’t help secretly looking away and turned her head to see him seriously painting.

Such a small body language, looking sideways, tells her throbbing mood.

After the filming, the two had a heart-to-heart conversation. Miss Li talked about her first half of life: she almost went to the best university and went to the United States for further study, but in the end, "I didn’t get the best, so I was willing to go another way."

Miss Bai asked her, is it going well?

She smiled and said in a relaxed tone, downhill, can it be bad?

In another scene, two people are standing on the roof of Miss Bai’s house.

Miss Li shows Miss Bai her mobile phone. It turned out that she set the sketch that Miss Bai drew for herself as a lock screen wallpaper.

Miss Li said that when I saw this painting, I was still a little sad. When I was young, I loved it most.

Laobai asked her, what about now?

Miss Li smiled again, don’t you think?

The golden sunset has put a layer of Phnom Penh on Miss Li’s face, which makes her smile look lonely and gentle.

Later, the director also said that many staff members wanted to fall in love after watching the play.

These two scenes happened to be set in the evening and both took place on the top floor. The last touch of the sky hangs over the outline of the two.

I believe this is not an accident, but a metaphor carefully designed by the director: this is the love of adults.

Therefore, even if it is selfish, I really want to recommend this Love Myth to more people.

This is indeed a very special love movie.

On the one hand, this movie is about the love of a group of adults, and it does invite a lot of big coffee: Xú Zhēng, Ma Yili, wuyue, Ni Hongjie, Zhou Yemang … With this group of people in town, even if it is just an old friend, it will definitely be wonderful.

But on the other hand, this film is also very "new". This is the first feature film by young director Shao Yihui, and it is also the first time that Xú Zhēng has cooperated with a post-90s female director as a producer.

In this film, we will see a younger and more feminine creator’s perspective.

Even Xu Zheng has "changed".

This time, the male role he played was indeed completely different from before:

He is no longer a "successful man" in the traditional sense, but a more grounded adult Shanghai man. He has his own dilemma: divorcing his wife, not understanding his son’s thoughts, and his career is high or low …

He tried to pursue Miss Li, who was independent and charming, but Miss Li was always at arm’s length and ambiguous.

How does the young director show the subtlety and ambiguity in this love relationship?

Use wechat.

After the date, Laobai tried to find something on WeChat to test Miss Li’s attitude. The other party only replied with two identical words, "Hmm".

But the first time there was no period, but the second time there was a period.

This has shown the attitude.

Seeing this, you must have smiled.

This is indeed a unique expression of our time, but few domestic films can capture it so naturally and lightly. This has already made people shine.

Of course, the "newness" of Love Myth is not only reflected here.

At first, you would think that this movie is just a love story between a "little man" and a "big woman" in Shanghai.

But looking back, things don’t seem so simple.

Teacher Bai, played by Xú Zhēng, is actually more like a thread in the story, stringing together the world around him and all the urban men and women around him.

The film also takes him as the perspective and goes deep into the world of three women.

Ma Yili plays Miss Li, a strong woman in the advertising industry and a typical Shanghai girl.

The name "Miss" itself carries a sense of distance. She is smart, fashionable and independent, but she also has a reserve and pride in her bones.

Wuyue’s ex-wife Beibei is a strong ex-wife.

Obviously, she will firmly grasp the "power of life and death" at home, and both husband and son need to be strictly controlled by her.

Unfortunately, she can’t tell the difference between love and affection. So although he has divorced his ex-husband, he still thinks he belongs to himself.

Gloria, played by Ni Hongjie, is a female student who came to learn painting.

She is a rich woman with "money and leisure, and her husband is missing", so her personality is simpler and freer, and her style is more arbitrary.

But the amorous feelings she released were not to "tease" anyone, but to please herself.

The first wonderful climax of Love Myth appeared when the three women met for the first time.

In this scene, Lao Bai just wanted to invite Miss Li to dinner, but Beibei and Gloria both appeared in his house by mistake, so the dinner became a battlefield without smoke.

In the audience’s expectation, this will be a social death dinner in the Luochang: similar to the mahjong game in Lust, Caution, it seems that women are fighting on the mahjong table, but in fact, their focus is all on Mr. Yi who is watching the cards.

But is Love Myth shot like this?

Look at their lines in this play:

Beibei said: A woman is incomplete without children in her life.

Gloria said: it is incomplete for a woman not to live for herself in her life.

Finally, Miss Li said: It is incomplete for a woman to have never earned a million dollars in her life.

It’s really a fight, it’s really a fight with each other, but you will find that it has nothing to do with Laobai.

On the contrary, what these three people are talking about is their own view of women, and how a woman can live completely and realize herself in life.

Men may be the process and the other half in this, but it is by no means the purpose and result.

Just from here, the real novelty of Love Myth came out.

This film breaks the male narrative thinking inherent in many romantic films.

Female characters are usually portrayed as objects stared at by desire; But in The Myth of Love, it bears the real expression of the creator.

It seems that all three female characters intersect because the leading actor is old and white, but in fact, they all represent a side of the contemporary female group. Through these roles, we see a cosmopolitan picture of contemporary women.

What they have in common is that they are very mature, independent and self-conscious. They have their own lives, and love can only rank second.

Life comes first, love comes second.

Obviously, what is behind this is a post-90s female directors’s interpretation and expression of adult love.

Adults have experienced more and had more. Therefore, they tend to see the relationship between the sexes very clearly and will not be so easily moved. Because they have seen everything.

Feelings are no longer pure for them, and there are always many concerns, weighing and considerations behind them. Their attitude is always more cautious, full of circuitous temptation, pushing and holding.

Most importantly, only adults will understand that "self" is always the most important. So they always show restraint in their feelings.

They need to carefully delimit the distance and rules in an intimate relationship to protect the complete and fragile "self".

This is a very realistic part of this movie. Each of us will feel the same way when we see these places.

However, as the director said, the romance lies in the fact that adults who used to have trouble crossing the sea are still willing to love someone, which is different from when they were young.

Behind this is the slogan of the film: Long live love, no matter how old you are.

Most romantic films only praise youth, young people’s courage and dedication.

However, The Myth of Love shows us that people of all ages have interest, desire and enthusiasm for life. Everyone can live a decent life and love again.

At this level, there is no limit to the audience of this film. What we see is actually an "all-age" love.

Another highlight of Love Myth is its "life stream" flavor.

As Xu Zheng said, this film captures "the details of life within two kilometers of Shanghai West District" very accurately.

Perhaps you have never seen such a Shanghai:

It depicts a modern city without landscape, and the location of the film also abandons those iconic high-rise buildings, but goes deep into alleys, attics, rooftops and cafes and shops on street corners. The film depicts a very romantic atmosphere of life.

You will see the protagonist riding a bicycle, walking under the buttonwood tree and passing by two blonde foreign girls.

Or he drinks coffee with friends, buys vegetables cheerfully, and cooks a big meal at home humming a ditty.

In fact, these are very small things in life, without a particularly strong purpose, but they can reflect a very lovely and valuable life interest.

The creator just captured the poetry. Therefore, there is always a light and pleasant atmosphere in this story, with a just right sense of humor, and it will never offend people.

There is a saying in The Story that a good work is a vivid metaphor, telling us that "life is like this".

In this movie, we can really feel this vitality, this unique breath of life.

Especially at the end of the film, the protagonists lazily gathered around the sofa, chatting while eating and watching an old movie called Love Myth.

At this time, in front of the screen, we also sank into our seats very relaxed and watched another new movie called Love Myth.

The projector’s light is aimed at the screen, and the actor’s eyes are fixed on us outside the screen.

At this moment, the border between virtual and reality has been broken, and we are immersed in the same story and the same life both on and off the screen. 

And I was also hit by a magical sense of ritual.

As adults, perhaps we all know that there will be no more myths in life.

But there may be myths in love. More importantly, we should always believe in their existence.

On December 21st, the 150th Taotao viewing group, which is very ceremonial, brought you the advanced viewing of Love Myth in Beijing.

One thing that is also very ceremonial is that we specially made five colorful ticket stubs-just like the urban women with different personalities and charms in the movies.

The words on the ticket stub are from the lyrics of the theme song "Long live the woman" in the film promotion.

Therefore, every audience present can pick up a declaration of "independent women" of their own.

After the screening, Mr. Xú Zhēng, an old friend of our Taotao Cinema Group, and the film’s creators, including screenwriter/director Shao Yihui, starring wuyue, Ni Hongjie and Zhou Yemang, especially Justin and Wang Yinglu, also came to the scene to communicate with the audience.

Old friends were present, and this exchange can be said to be full of dry goods! ! !

Host Tao Taolin: "This is my second time to watch this movie. I really like it. It’s a unique movie. The second time I watched it, I found that the film had a special female perspective. Xú Zhēng has played many similar roles and stories before, but this film has a completely different perspective. I would like to ask Mr. Xú Zhēng, as the producer and leading star, and the screenwriter/director Shao Yihui, did you have any collision and discussion on the role at the beginning? "

Screenwriter/director Shao Yihui: "I wrote this script because I have lived in Shanghai for a long time. Lao Bai is the fusion of several friends in my life. When I cut the film myself, I found that he is actually the most like myself. His usual lifestyle is very similar to that of a housewife. What I want to set up most is, when a man does all the work of a housewife, how will he treat women? I believe he will understand and respect women more. Because he knows that it is not easy for a woman to be a housewife. Washing vegetables, buying food and cooking are actually very complicated and consuming, which requires great co-ordination ability. There is no difference between going to work in the company and fighting in the workplace. So we must respect this kind of labor. "

Xú Zhēng: "How did this story come from? Shao Yihui directs himself as a screenwriter and usually writes novels. She lived in Shanghai for six or seven years, and observed the life in the streets of Shanghai in detail, so she wrote this script and took it to the venture capital of FIRST. As soon as I saw it, I found the story wonderful. I was surprised after meeting the director. The director is so young, which gives me a feeling of little Zhang Ailing. What we can see in many movies now is a single type, such as big scenes, blasting and special effects, and the actors are also miserable. I thought, can we make a movie in the city, very relaxed, like Woody Allen? "

Taotaolinlin: "The movie really impressed me. The second time I watched it, it was more like a comedy, and the name "Love Myth" was also very interesting. On the one hand, it corresponded to Ferini’s movies. On the one hand, I also talked to others,’ Adults still believe in love, which is a myth in itself’. "

Audience: "I like this movie very much, and I like some ideas it outputs." Very humorous, especially black humor. Why is the English film "Love Myth" called B for Busy? "

Shao Yihui: "I’m glad you noticed this. Lao Bai’s English name in the film is Mr.b. I was also in a collision with the translation team at that time. We figured out a’ Mr. Busy for Nothing’. It’s equivalent to Mr. B being busy for something that has nothing, that is, working hard in vain. So the b in the title is also Busy’s B. Secondly, I also like the feeling of this sentence. "

Audience: "The movie begins by saying,’ Everyone is waiting in line for a candy. But maybe this candy won’t be sold while I wait.’ Do you want to know what this’ sugar’ means in the movie? "

Shao Yihui: "Sugar represents what each of us yearns for. Sometimes you give everything, and you don’t necessarily get something in return. It’s like waiting for you and not selling it. This poem appeared twice. One is the opening drama, in which is the original poem, which comes from a dramatist I like very much, Levin’s Requiem. This is indeed a tribute. The second time was Lao Bai’s circle of friends, which was slightly changed. I think this kind of emotion, life, is like a queue. Sometimes you line up and you don’t even know what you’re doing. I thought this place was for nucleic acid testing, but I found it was a selling point when I got there. I just want to express such a feeling. "

After the film, we also received enthusiastic feedback from the audience.

Among them, "urban fireworks", "comfortable and pleasant look and feel", "novel and unconventional", "full of literature" and "full of fun" and other high-frequency words they mentioned.

After watching "Love Myth", I actually have a strong feeling that this movie is really suitable for the Lunar New Year at the end of the year.

This is the real New Year movie: there are smiles and feelings, the love and troubles of secular men and women, and a sense of ritual in ordinary life.

After watching it, I walked out of the cinema, and it seemed that the cold winter night had become warmer.

So I can’t help shouting at the end, December 24, "Love Myth", I want to see it! !