No cash payment, second tax rebate attack with overseas payment strategy

　　China Overseas Chinese Network June 26th Title: Gospel of Overseas Party! "No cash payment" and "second tax refund" attack, with overseas payment strategy!

　　Are you living overseas, or you want to travel abroad, you can’t help buying in buy buy?

　　Credit card, Alipay, WeChat payment … Now there is good news from overseas payment, keep up!

　　Alipay and WeChat are also easy to use overseas.

　　Nowadays, Alipay and WeChat payment let everyone "travel around the world without a wallet" and gradually become a reality. Currently:

　　Wechat: Wechat payment has landed in 12 countries and regions, and supports direct settlement in 11 currencies.

　　Alipay: Alipay has landed in 26 countries and regions and accessed more than 120,000 offline merchant stores. At the same time, Uber and Grab taxi services are supported in 70 countries and regions around the world, and consumption tax rebate services are provided in 23 countries.

　　Among them, the application for payment license of WeChat payment in Malaysia has been passed, which means that once it is implemented, Malaysian users can directly bind their bank accounts to WeChat payment, and can directly use ringgit to make payment when purchasing goods and services ~

　　Some overseas Chinese may have to ask, WeChat needs to provide domestic ID cards and bank cards to open WeChat wallets, which has stopped many overseas Chinese who do not have the above information.

　　But! Xiaoqiao tells you that in fact, WeChat has already announced that it allows users to bind overseas Visa, MasterCard or JCB credit cards. Although it can only be used for consumption, it can already meet the needs of overseas Chinese.

　　The specific steps for binding WeChat international payment credit card are as follows:

　　Method 1: Go to WeChat → "My Wallet" or "Wallet" → Wallet → Add an international credit card to be bound.

　　Method 2: In the shopping process, according to the prompts on the shopping page, enter the page of card binding and payment (enter the card number → fill in the card binding information → set the payment password → pay successfully → bind successfully).

　　At present, WeChat offers two mobile payment options:

　　1. For users who use Chinese mainland bank cards, at present, WeChat Pay and TenPay support the binding of savings cards and credit cards of mainland residents’ ID cards, passports, Hong Kong and Macao home visits cards and Taiwan compatriots’ cards.

　　2. For users who use non-mainland bank cards, non-mainland users can use WeChat to pay by binding Visa, Master and JCB international credit cards through conventional card binding methods.

　　This kind only supports consumption scenarios for the time being, and its scope of use includes WeChat wallet Jiugongge merchants and cooperative brands in the fields of e-commerce, O2O, travel and travel.

　　The second tax rebate is coming!

　　In tourist-intensive areas, Alipay provides real-time tax refund service for airports, including Incheon Airport and Gimpo Airport in South Korea, Changi Airport in Singapore, and major city airports in Germany, Italy, Finland, Spain, Netherlands, Sweden, Switzerland, Denmark and Norway.

　　Tencent Tax Refund WeChat applet has covered 26 countries and regions such as South Korea, Germany, Italy, Greece and Finland, and supports real-time tax refund at 77 airports around the world. Including urban reservation tax refund, airport real-time tax refund and return tax refund.

　　Please accept this detailed strategy of Tencent Tax Refund Pass:

　　1. WeChat scan code

　　When handling tax refund at the airport, users only need to fill out the tax refund form and stamp it at the airport customs, then go to the tax refund counter at the airport to scan the "Tencent Tax Refund Pass" applet and show the tax refund QR code, and the tax refund will be deposited in the change of WeChat wallet in RMB.

　　2. Urban reservation

　　Users can pre-examine the tax refund form and register the payment method at the reservation point set up by the tax refund company in downtown area, so as to quickly pass the machine verification when leaving the country and collect the money immediately.

　　3. Tax refund for returning to China

　　If the tax refund formalities cannot be handled in time overseas, as long as the user has the tax refund document in his hand and completes the customs seal, it can be mailed by SF Express for free, and finally the corresponding tax refund will be directly returned to WeChat wallet.

　　Other ways

　　There are two types of cross-border payment methods. One is online payment, including various electronic account payment methods and international credit cards; The other is the offline remittance mode.

　　First, online cross-border payment methods

　　1. Credit card collection

　　2. Paypal

　　3.Cashpay

　　4.Moneybookers

　　5. Payoneer

　　And so on……

　　Second, offline cross-border payment methods

　　1. telegraphic transfer

　　2. Western Union remittance

　　3. MoneyGram

　　And so on……

　　For example, China UnionPay is expanding its business in Africa. At present, 50 countries and regions in Africa have accepted UnionPay cards, including South Africa, Kenya, Mauritius, Seychelles, Uganda, Morocco and other places.

　　In the popular countries where China tourists travel abroad, such as Egypt, not only almost all ATMs support UnionPay card withdrawals, but also nearly half of POS terminals can accept UnionPay cards.

　　Pay attention to credit card theft

　　Zhu, who graduated from Southern University of California, was in the process of booking a plane ticket hotel for the whole family to come to the United States with a credit card, but unexpectedly, six strokes were stolen and more than 1,000 dollars were spent.

　　It turned out that his China credit card failed to be updated into a chip card or a magnetic stripe card in time, and its duplicate system was much simpler than that of a chip card.

　　So, if you still have a magnetic stripe card that is easy to copy, change it quickly! Change it quickly! Change it quickly! Say the important things three times!

　　Having said that, some overseas Chinese may feel glad that all my credit cards are used overseas. I would like to remind everyone here that overseas credit cards are often forged, and they are easy to operate!

　　Through careful investigation, the Criminal Investigation Brigade of the Public Security Bureau of Ruijin City, Jiangxi Province successfully destroyed a criminal gang that stole cash from domestic ATMs by forging overseas bank cards.

　　What are the common card theft traps?

　　1. Free Wi-Fi

　　Some people have stolen credit cards after connecting to public free WiFi. Unless the merchants explicitly inform them, WiFi without passwords in public places is likely to be used by criminals for "fishing".

　　2. Gift QR code

　　Some criminals can encourage users to scan the code in the name of "scanning the code to give gifts" by forging the QR code, and then steal the bank card information in the mobile phone. Therefore, do not easily scan the QR code from unknown sources!

　　What if the credit card is stolen?

　　1. Go to the nearest ATM or merchant for cash withdrawal or consumption at the first time. The amount does not need to be large, but you should keep the receipt for consumption to prove that the credit card is still with you.

　　2. Call the issuing bank immediately to apply for freezing the credit card. Most bank credit card loss protection clauses can only compensate the loss 48 hours before the user reports the loss, so we must hurry.

　　3. Find out the business information of the stolen brush records, and contact the businesses related to the stolen brush consumption records for investigation. If necessary, you can report to the local public security organ.

　　(Source: China Overseas Chinese Network official WeChat, Author: Zhou Ganxian, ID: qiaowangzhongguo)